1235 S Bluff Dr, Roseville, CA 95678 Property Records

Placer County property record for 1235 S Bluff Dr, Roseville, CA 95678

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,493 sqft · built 1996
Lot Size	0.214 acres (9,313 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Jun 2020)
Tax Bill	$6,837 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`477-440-037-000`

Property Details

APN / Parcel Number

Primary APN	`477-440-037-000`
Alternative APN	`477-440-037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,493 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	9,313 sqft (0.214 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	477-440-037
Street Address	1235 S BLUFF DR
City	ROSEVILLE
State	CA
Zip	95678-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 RIDGEWOOD OAKS UNIT NO 5 T-59
Legal Subdivision	RIDGEWOOD OAKS UNIT NO. 5
Legal Lot Number	37
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	3
Census Block	3005
Census Tract	21046

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1235 S BLUFF DR, ROSEVILLE, CA 95678-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2017	Deed of Trust, Mortgage SCHOOLS FINANCIAL CU
Nov 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage EL DORADO SAVINGS BANK
Jun 15, 2020	Grant Deed, Transfer · Conventional Mortgage LOAN LADY CLUB
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Jun 12, 2015 · Amount on Record
Deed Document Number	202057809
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1235 S BLUFF DR, ROSEVILLE, CA 95678-1154
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000970
Date	Jan 6, 2017
Instrument	2017-0000970

Lender

Name	SCHOOLS FINANCIAL CU
Type	Credit Union
Address	SACRAMENTO, CA 95853

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1235 S BLUFF DR, ROSEVILLE, CA 95678-1154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084899
Date	Nov 21, 2018
Instrument	2018-0084899

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 15, 2020
Property Address	1235 S BLUFF DR, ROSEVILLE, CA 95678-1154
Document Number	0000057809
Instrument Date	Jun 8, 2020
Instrument	57809
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 S BLUFF DR ROSEVILLE CA 956781154, ROSEVILLE, CA 95678-1154

Mortgage

Document Number	57810
Date	Jun 15, 2020
Instrument	57810

Lender

Name	LOAN LADY CLUB
Address	CHULA VISTA, CA 91910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1235 S BLUFF DR, ROSEVILLE, CA 95678-1154
Document Number	0000046135
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1235 S BLUFF DR ROSEVILLE CA 956781154, ROSEVILLE, CA 95678-1154

Mortgage

Document Number	0000046135
Date	Jul 3, 2019
Instrument	46135

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 2, 2034

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1235 S BLUFF DR, ROSEVILLE, CA 95678-1154
Document Number	0000034241
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	PLACER TITLE COMPANY ROCKLIN CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1235 S BLUFF DR ROSEVILLE CA 956781154, ROSEVILLE, CA 95678-1154

Mortgage

Document Number	0000034241
Date	May 15, 2018
Instrument	34241

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2033

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,728 (+2%) Land $128,282 Building $535,446
2025	$6,837.00 (+3.26%)	$650,715 (+4.04%) Land $125,767 Building $524,948
2023	$6,621.00 (-0.36%)	$625,448 Land $120,884 Building $504,564
2022	$6,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Kwikbit.

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