San Mateo County property record for 1235 Lake St, Millbrae, CA 94030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,750 sqft · built 1977 |
| Lot Size | 0.361 acres (15,708 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $3,400,000 (Apr 2024) |
| Tax Bill | $41,128 (2025) |
| Deeds & Mortgages | May 2026 Sale Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-242-280 |
| Primary APN | 024-242-280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,750 sqft Living Area |
| Gross Area | 4,210 sqft |
| 1st Floor Area | 1,670 sqft |
| 2nd Floor Area | 1,510 sqft |
| Basement Area | 1,030 sqft |
| Finished Basement | 570 sqft |
| Unfinished Basement | 460 sqft |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 15,708 sqft (0.361 acres) |
| Lot Dimensions | 237 ft deep x 66 ft wide |
| Garage Type | Basement |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1235 LAKE ST |
|---|---|
| City | MILLBRAE |
| State | CA |
| Zip | 94030-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 28 BLOCK 28 MILLS ESTATE NO 20 RSM 51/48 50 CITY OF MILLBRAE |
| Legal Subdivision | MILLS ESTATE NO 20 |
| Legal Block | 28 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 604900 |
1235 Lake St is owner-occupied and held in a trust since April 2024.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1235 LAKE ST, MILLBRAE, CA 94030-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Apr 25, 2024 | Grant Deed, Transfer · Conventional Mortgage PNC BANK NA |
| May 12, 2017 | Affidavit of Death, Transfer OTHER |
| May 12, 2017 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on File |
| Deed Sale | Apr 25, 2024 · Amount on File |
| Deed Document Number | 202421287 |
| Prior Transfer Date | Dec 28, 1993 |
| Prior Transfer Doc | 0000233162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 29, 2026 |
| Property Address | 1235 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000030741 |
| Instrument Date | May 26, 2026 |
| Instrument | 202630741 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1235 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1235 LAKE ST, MILLBRAE, CA 94030-2925 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1235 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000052826 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025-052826 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Apr 25, 2024 |
| Property Address | 1235 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000021287 |
| Map Reference | MB 51 PG 48-50 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024-021287 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4 BROOKLINE DR, NOVATO, CA 94949-8231 |
| Document Number | 0000021288 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2024-021288 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | May 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 12, 2017 |
| Property Address | 1235 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000041111 |
| Instrument Date | Sep 16, 2016 |
| Instrument | 41111 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1235 LAKE ST MILLBRAE CA 940302925, MILLBRAE, CA 94030-2925 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | May 12, 2017 |
| Property Address | 1235 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000041112 |
| Instrument Date | Sep 16, 2016 |
| Instrument | 41112 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1235 LAKE ST MILLBRAE CA 940302925, MILLBRAE, CA 94030-2925 |
The 2025 property tax bill for 1235 Lake St was $41,128.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Millbrae City |
| Elementary School District | Millbrae Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,537,360 (+2%) Land $2,184,840 Building $1,352,520 | ||
| 2025 | $41,128.00 | $3,468,000 Land $2,142,000 Building $1,326,000 | |
| 2023 | $5,765.00 (+41.82%) Homeowner's exemption | $350,784 Land $50,782 Building $300,002 | $2,955,690 |
| 2022 | $4,065.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1235 Lake St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1235 Lake St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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