San Mateo County property record for 1221 Lake St, Millbrae, CA 94030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,540 sqft · built 1976 |
| Lot Size | 0.368 acres (16,029 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,000,000 (Jul 2017) |
| Tax Bill | $31,253 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Aug 2017 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-242-300 |
| Primary APN | 024-242-300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,540 sqft Living Area |
| Gross Area | 5,020 sqft |
| 1st Floor Area | 2,630 sqft |
| 2nd Floor Area | 910 sqft |
| Basement Area | 1,480 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 16,029 sqft (0.368 acres) |
| Lot Dimensions | 229 ft deep x 70 ft wide |
| Garage Type | Basement |
| Garage Area | 1,480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1221 LAKE ST |
|---|---|
| City | MILLBRAE |
| State | CA |
| Zip | 94030-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 30 BLOCK 28 MILLS ESTATE NO 20 RSM 51/48 50 CITY OF MILLBRAE |
| Legal Subdivision | MILLS ESTATE NO 20 |
| Legal Block | 28 |
| Legal Lot Number | 30 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 604900 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2023 | Intrafamily Transfer, Transfer |
| Aug 31, 2017 | Deed of Trust, Mortgage · ARM EAST WEST BANK |
| Aug 31, 2017 | Deed of Trust, Mortgage · Line of Credit EAST WEST BANK |
| Dec 31, 2020 | Deed of Trust, Mortgage · Line of Credit EAST WEST BANK |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK |
| Oct 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jul 7, 2017 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Prior Sale | Jan 10, 2007 · Amount on Record |
| Deed Document Number | 201757725 |
| Prior Transfer Date | Jun 6, 1995 |
| Prior Transfer Doc | 0000063710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Oct 24, 2023 |
| Property Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000054418 |
| Map Reference | MB 51 PG 48-50 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023-054418 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000076602 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017-076602 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000076603 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017-076603 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000154997 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-154997 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000154996 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-154996 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Oct 25, 2017 |
| Property Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000094536 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 94536 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1221 LAKE ST MILLBRAE CA 940302925, MILLBRAE, CA 94030-2925 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 7, 2017 |
| Property Address | 1221 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000057725 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 57725 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,100.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1221 LAKE ST MILLBRAE CA 940302925, MILLBRAE, CA 94030-2925 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Millbrae City |
| Elementary School District | Millbrae Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,595,728 (+2%) Land $1,457,902 Building $1,137,826 | ||
| 2025 | $31,253.00 (+8.68%) Homeowner's exemption | $2,544,834 (+5.34%) Land $1,429,317 Building $1,115,517 | |
| 2023 | $28,757.00 (+8.23%) Homeowner's exemption | $2,415,848 Land $1,358,300 Building $1,057,548 | $3,324,150 |
| 2022 | $26,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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