1235 Falling Waters Rd, Chipley, FL 32428 Property Records

Washington County property record for 1235 Falling Waters Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000023820003`

Property Details

APN / Parcel Number

Primary APN	`000023820003`
Alternative APN	`23820007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,846 sqft Heated Area
Gross Area	2,868 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Finished
Garage Area	480 sqft
Porch	Open Porch
Porch Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000023820003
Street Address	1235 FALLING WATERS RD
City	CHIPLEY
State	FL
Zip	32428-6046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21 4 13 1 ORB 1190 P 908 PRCL DESC IN ORB 1190 P 908
Legal Range	13W
Legal Township	04N
Legal Section	21
Legal Subdivision	MAYHAW ESTATES
Legal Block	2382
Legal Lot Number	0003
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1004
Census Tract	970102

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1235 FALLING WATERS RD, CHIPLEY, FL 32428-6046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 12, 2020
Transfer Doc	0067007654
Record Updated	Jun 8, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Nov 12, 2020
Property Address	1235 FALLING WATERS RD, CHIPLEY, FL 32428-6046
Document Number	0067007654
Book / Page	1190 / 908
Instrument Date	Oct 28, 2020
Instrument	202067007654
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE INS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 FALLING WATERS RD, CHIPLEY, FL 32428-6046

Mortgage

Document Number	0000000910
Date	Nov 12, 2020
Instrument	1190/910

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (+6.94%) Homeowner's exemption	$161,036 (+2.9%)	$231,073 (+11.43%) Land $8,500 Building $222,573
2024	$1,557.00 (+2.5%) Homeowner's exemption	$156,498 (+3%)	$207,378 (+8.45%) Land $7,500 Building $199,878
2023	$1,519.00 (+16.67%) Homeowner's exemption	$151,940 (+12.39%)	$191,226 (+20.33%) Land $7,500 Building $183,726
2022	$1,302.00 Homeowner's exemption	$135,195	$158,917 Land $6,200 Building $152,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wildstar Networks.

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