1166 Falling Waters Rd, Chipley, FL 32428 Property Records

Washington County property record for 1166 Falling Waters Rd, Chipley, FL 32428

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,288 sqft · built 1987
Lot Size	12.8 acres (560,617 sqft)
Owner	Individual Name on Record
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000023320000`

Property Details

APN / Parcel Number

Primary APN	`000023320000`
Alternative APN	`23320000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,288 sqft Heated Area
Gross Area	1,790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	560,617 sqft (12.8 acres)
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000023320000
Street Address	1166 FALLING WATERS RD
City	CHIPLEY
State	FL
Zip	32428-6022
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	16 4 13 12.87 ORB 269 P 1120 COM AT SWC OF SE4 OF SECT, RUN N 314.72FT TO POB, CONT N 492.56FT, E 1272.22FT TO W ROW LN OF SR
Legal Range	13W
Legal Township	04N
Legal Section	16
Legal Block	2332
Legal Lot Number	0000
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1005
Census Tract	970102

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1166 FALLING WATERS RD, CHIPLEY, FL 32428-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage MAGNOLIA BK
Jul 18, 2017	Warranty Deed, Construction Loan · Line of Credit ONE SOUTH BK
Jul 18, 2017	Intrafamily Transfer, Transfer · Line of Credit ONESOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Apr 18, 2007
Last Transfer Date	Jul 18, 2017
Transfer Doc	0067004732
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1166 FALLING WATERS RD, CHIPLEY, FL 32428-6022
Document Number	0067004610
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1164 FALLING WATERS RD CHIPLEY FL 324286022, CHIPLEY, FL 32428-6022

Mortgage

Document Number	0067004610
Date	Jul 6, 2018
Book Page	001121/000814
Instrument	67004610

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

July 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 18, 2017
Property Address	1166 FALLING WATERS RD, CHIPLEY, FL 32428-6022
Document Number	0067004733
Book / Page	001094 / 000671
Instrument Date	Jul 16, 2017
Instrument	67004733
Transaction Type	Construction Loan
Record Updated	Aug 25, 2017
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1164 FALLING WATERS RD CHIPLEY FL 324286022, CHIPLEY, FL 32428-6022

Mortgage

Document Number	67004734
Date	Jul 18, 2017
Book Page	001094/000672
Instrument	67004734

Lender

Name	ONE SOUTH BK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2018

Interest

Rate Type	Adjustable Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jul 18, 2017
Property Address	1166 FALLING WATERS RD, CHIPLEY, FL 32428-6022
Document Number	0067004732
Book / Page	1094 / 670
Instrument Date	Jul 16, 2017
Instrument	201767004732
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1164 FALLING WATERS RD, CHIPLEY, FL 32428-6022

Mortgage

Document Number	0000000672
Date	Jul 18, 2017
Instrument	1094/672

Lender

Name	ONESOUTH BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2018

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (+2,053.23%)
2024	$62.00 (+5.08%) Homeowner's exemption	$48,088 (+2.82%)	$94,349 (+9.19%)
2023	$59.00 (+49%) Homeowner's exemption	$46,767 (+62.11%)	$86,408 (+54.87%)
2022	$10.00 Homeowner's exemption	$28,849	$55,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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