1235 E Christmas Tree Ln, Spokane, WA 99203 Property Records

Spokane County property record for 1235 E Christmas Tree Ln, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,013 sqft · built 1973
Lot Size	0.308 acres (13,398 sqft)
Owner	2 Individual Names on File
Last Sale	$935,000 (Jul 2022)
Tax Bill	$8,382 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35294.0248`

Property Details

APN / Parcel Number

Primary APN	`35294.0248`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,013 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	1,932 sqft
Basement Area	1,100 sqft
Finished Basement	1,081 sqft
Unfinished Basement	19 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,398 sqft (0.308 acres)
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Deck Area	380 sqft
Patio Area	380 sqft
Canopy	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1235 E CHRISTMAS TREE LN
City	SPOKANE
State	WA
Zip	99203-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ROCKWOOD PINES 2ND L20
Legal Range	43E
Legal Township	25N
Legal Section	29
Legal Subdivision	ROCKWOOD PINES 2ND
Legal Lot Number	20
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1023
Census Tract	4500

Owner

1235 E Christmas Tree Ln is owned and occupied by two individuals who bought it in July 2022.

Source: Spokane County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1235 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on File
Deed Sale	Jul 28, 2022 · Amount on File
Prior Sale	Jul 23, 2013 · Amount on File
Deed Document Number	20227227966
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1235 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3302
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3302

Mortgage

Document Number	0007281083
Date	Apr 27, 2023
Instrument	7281083

Lender

Name	BANNER BANK
Type	Bank
Address	RENTON, WA 98055

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 28, 2022
Property Address	1235 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3302
Document Number	0007227966
Map Reference	VOL 4 PG 52
Instrument Date	Jul 25, 2022
Instrument	7227966
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,748.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3302

Mortgage

Document Number	0007227967
Date	Jul 28, 2022
Instrument	7227967

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1235 E CHRISTMAS TREE LN, SPOKANE, WA 99203-3302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006657828
Date	Nov 9, 2017
Instrument	6657828

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1235 E Christmas Tree Ln was $8,382, down 3.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,382.00 (-3.53%)	$810,200 Land $210,000 Building $600,200	$810,200 Land $210,000 Building $600,200
2025	$8,689.00
2024		$732,240 (+18.79%) Land $105,840 Building $626,400	$732,240 (+18.79%) Land $105,840 Building $626,400
2023	$7,151.00 (-0.67%)	$616,440 Land $105,840 Building $510,600	$616,440 Land $105,840 Building $510,600
2022	$7,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1235 E Christmas Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1235 E Christmas Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Intermax Networks.

Nearby Properties on E Christmas Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures