Mille Lacs County property record for 12345 165th St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,438 sqft · built 1987 |
| Lot Size | 5.83 acres (253,955 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,580 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-014-0402 |
| Primary APN | 11-014-0402 |
|---|
| Building Area | 1,438 sqft Total Area |
|---|---|
| Basement Area | 1,438 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 253,955 sqft (5.83 acres) |
| Garage Type | Mixed |
| Garage Area | 1,842 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Deck Area | 140 sqft |
| Street Address | 12345 165TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 270 FT OF N 1030 FT OF W 1/2 OF SE, LYING E OF RUM RIVER, SEE 6/26/90 SKETCH 14 38 27 5.83 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 14 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 170500 |
12345 165th St is owned and occupied by two individuals.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12345 165TH ST, MILACA, MN 56353-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 12345 165TH ST, MILACA, MN 56353-3301 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | A424777 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | A424777 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 12345 165th St was $4,580.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milaca Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,580.00 | $467,800 (+6.51%) Land $112,200 Building $355,600 | $467,800 (+6.51%) Land $112,200 Building $355,600 |
| 2025 | $439,200 Land $99,300 Building $339,900 | $439,200 Land $99,300 Building $339,900 | |
| 2023 | $4,642.00 | $500,000 Land $83,200 Building $416,800 | $500,000 Land $83,200 Building $416,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12345 165th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12345 165th St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Midco.
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