1234 Warner Rd, Urbanna, VA 23175 Property Records

Middlesex County property record for 1234 Warner Rd, Urbanna, VA 23175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2024
Lot Size	11.1 acres (485,694 sqft)
Owner	Individual Name on Record
Tax Bill	$1,317 (2026)
Deeds & Mortgages	Aug 2024 Refinance Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19 55`

Property Details

APN / Parcel Number

Primary APN	`19 55`
Alternative APN	`9345`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	3,064 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	485,694 sqft (11.1 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9345
Street Address	1234 WARNER RD
City	URBANNA
State	VA
Zip	23175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	HICKORY NECK 11.15 AC D23-53 D23-233 S99-9 D23-1347 S101-9&10
Jurisdiction	MIDDLESEX VA
Township / Civil Division	JAMAICA
Census Block Group	3
Census Block	3024
Census Tract	951000

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2170 DR MARTIN L KING JR BLVD, BRONX, NY 10453-1311
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE LLC
Jan 10, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 2022
Transfer Doc	0000000053
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	1234 WARNER RD, URBANNA, VA 23175
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001271
Date	Aug 27, 2024
Instrument	240001271

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.19%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	Jan 10, 2023
Property Address	URBANNA, VA 23175
Document Number	0230000053
Instrument Date	Dec 29, 2022
Instrument	230000053
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 WOODBRIDGE DR, NEWPORT NEWS, VA 23608-4012

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,317.00	$216,000 (-) Land $51,200 Building $164,800	$216,000 (-) Land $51,200 Building $164,800
2025	$1,317.00 (+1,108.26%)	$216,000 (+1,1%) Land $51,200 Building $164,800	$216,000 (+1,1%) Land $51,200 Building $164,800
2023	$109.00	$18,000 Land $18,000	$18,000 Land $18,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1995–2009)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2009 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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