1234 Ward St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1234 Ward St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,022 sqft · built 1918
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2023)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`74-06-711-0081-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-711-0081-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	998 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	100 ft deep x 51 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1234 WARD ST
City	PORT HURON
State	MI
Zip	48060-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 7 BLK 8 CHARLES A. WARD'S SUBDIVISION OF A PART OF THE NORTHWEST FRACTIONAL QUARTER OF SECTION TEN
Legal Subdivision	CHARLES A WARDS SUBDIVISION
Legal Block	8
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3015
Census Tract	623000

Owner

1234 Ward St is owned and occupied by an individual who bought it in September 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1234 WARD ST, PORT HURON, MI 48060-4346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Feb 17, 2009 · Amount on File
Deed Document Number	202315849
Deed Book / Page	5652 / 696
Prior Transfer Date	Mar 24, 2020
Prior Transfer Doc	0005221593
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 8, 2023
Property Address	1234 WARD ST, PORT HURON, MI 48060-4346
Document Number	0005652696
Book / Page	5652 / 696
Map Reference	LB 5 PG 42
Instrument Date	Aug 21, 2023
Instrument	2023015849
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1234 WARD ST, PORT HURON, MI 48060-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1303 WHITE ST, PORT HURON, MI 48060-5734

Mortgage

Document Number	0005648596
Date	Aug 24, 2023
Book Page	5648/596
Instrument	2023015018

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 4, 2020
Property Address	1234 WARD ST, PORT HURON, MI 48060-4346
Document Number	0052210593
Book / Page	005221 / 000593
Instrument Date	Mar 24, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 WARD ST PORT HURON MI 480604346, PORT HURON, MI 48060-4346

Tax Assessment & Valuation

The 2025 property tax bill for 1234 Ward St was $2,433 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,500 (+11.83%)	$121,000
2025	$2,433.00 (+2.7%) Homeowner's exemption	$54,100
2024	$2,369.00		$108,200
2023		$33,800
2022	$828.00		$67,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1234 Ward St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1234 Ward St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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