1212 Ward St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1212 Ward St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,292 sqft · built 1913
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2023)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-06-711-0077-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-711-0077-000`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Building Area	1,292 sqft Living Area
1st Floor Area	872 sqft
Basement Area	560 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	3,311 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1212 WARD ST
City	PORT HURON
State	MI
Zip	48060-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W 16 FT LOT 2 & E 17 FT LOT 3 BLK 8 CHARLES A. WARD'S SUBDIVISION OF A PART OF THE NORTHWEST FRACTIONAL QUARTER OF SECTION
Legal Subdivision	CHARLES A WARDS SUBDIVISION
Legal Block	8
Legal Lot Number	2-3
Legal Unit	2,3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3015
Census Tract	623000

Owner

1212 Ward St is owned and occupied by an individual who bought it in August 2023.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1212 WARD ST, PORT HURON, MI 48060-4346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC
Jul 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage MICHIGAN MUTUAL INC
Aug 15, 2023	Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Deed Document Number	202314497
Deed Book / Page	5646 / 588
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1212 WARD ST, PORT HURON, MI 48060-4346
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 HERITAGE DR, FORT GRATIOT, MI 48059-3962

Mortgage

Document Number	0000563992
Date	Jul 19, 2023
Book Page	5639/92
Instrument	2023012808

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1212 WARD ST, PORT HURON, MI 48060-4346
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 HERITAGE DR, FORT GRATIOT, MI 48059-3962

Mortgage

Document Number	0005639108
Date	Jul 19, 2023
Book Page	5639/108
Instrument	2023012809

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	LANSING, MI 48912

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 15, 2023
Property Address	1212 WARD ST, PORT HURON, MI 48060-4346
Document Number	0005646588
Book / Page	5646 / 588
Map Reference	LB 5 PG 42
Instrument Date	Jul 17, 2023
Instrument	2023014497
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 WARD ST, PORT HURON, MI 48060-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2885 HERITAGE DR, FORT GRATIOT, MI 48059-3962

Tax Assessment & Valuation

The 2025 property tax bill for 1212 Ward St was $2,411 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,500 (+15.31%)	$125,000
2025	$2,411.00 (+2.68%) Homeowner's exemption	$54,200
2024	$2,348.00		$108,400
2023		$33,600
2022	$1,170.00		$67,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1212 Ward St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1987)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1212 Ward St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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