1234 Upland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1234 Upland Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,456 sqft · built 1975
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`041-40-51-008.00`

Property Details

APN / Parcel Number

Primary APN	`041-40-51-008.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Finished Area
Gross Area	2,365 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	248 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1234 UPLAND AVE
City	COVINGTON
State	KY
Zip	41011-3756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HILLS LOTS 245-246
Legal Subdivision	SOUTH HILLS
Legal Phase	B
Legal Lot Number	245-246
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1234 UPLAND AVE, COVINGTON, KY 41011-3756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 15, 2005
Transfer Doc	0005900056
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1234 UPLAND AVE, COVINGTON, KY 41011-3756
Document Number	0000000007
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 UPLAND AVE COVINGTON KY 410113756, COVINGTON, KY 41011-3756

Mortgage

Document Number	0000000007
Date	Oct 15, 2019
Book Page	0C6778/000190
Instrument	7

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,200 (-) Land $45,000 Building $189,200	$234,200 (-) Land $45,000 Building $189,200
2025	$1,834.00 (+58.51%) Homeowner's exemption	$234,200 (+51.1%) Land $45,000 Building $189,200	$234,200 (+51.1%) Land $45,000 Building $189,200
2023	$1,157.00 Homeowner's exemption	$155,000 Land $60,000 Building $95,000	$155,000 Land $60,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20