1233 Upland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1233 Upland Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1941
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$287,000 (Oct 2025)
Tax Bill$2,476 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Dec 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN041-40-51-007.00

Property Details

APN / Parcel Number

Primary APN041-40-51-007.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,224 sqft Finished Area
Gross Area1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1233 UPLAND AVE
CityCOVINGTON
StateKY
Zip41011-3760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 258
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number258
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1001
Census Tract65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1233 UPLAND AVE, COVINGTON, KY 41011-3760
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Dec 8, 2023Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Apr 23, 2019Grant Deed, Transfer · Conventional with PMI
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2025 · Amount on Record
Deed SaleOct 27, 2025 · Amount on Record
Prior SaleDec 8, 2023 · Amount on Record
Deed Document Number202527
Deed Book / Page370 / 869
Prior Transfer DateMar 10, 2004
Prior Transfer Doc0311059001
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 27, 2025
Property Address1233 UPLAND AVE, FT WRIGHT, KY 41011-3760
Document Number0005900027
Book / PageKC 370 / 869
Map ReferencePL 471
Instrument DateSep 30, 2025
Instrument25102705900027
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4720 KINTZ DR, INDIANAPOLIS, IN 46239-9049

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1233 UPLAND AVE, COVINGTON, KY 41011-3760

Mortgage

Document Number0005900028
DateOct 27, 2025
Instrument25102705900028
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate1.5%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 8, 2023
Property Address1233 UPLAND AVE, COVINGTON, KY 41011-3760
Document Number0005900147
Book / PageKC 260 / 562
Map ReferencePL 471
Instrument DateDec 4, 2023
Instrument23120805900147
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanyLAWYERS TTL OF CINCINNATI IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 HACKNEY LN, NAPLES, FL 34112-0625

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1233 UPLAND AVE, FT WRIGHT, KY 41011-3760

Mortgage

Document Number0005900148
DateDec 8, 2023
Book PageKCM 512/919
Instrument23120805900148
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateApr 23, 2019
Property Address1233 UPLAND AVE, COVINGTON, KY 41011-3760
Document Number0000000096
Book / Page0C6644 / 000340
Instrument DateApr 18, 2019
Instrument96
Transaction TypeTransfer
Record UpdatedMay 7, 2019
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1233 UPLAND AVE FORT WRIGHT KY 410113760, FORT WRIGHT, KY 41011-3760

Mortgage

Document Number97
DateApr 23, 2019
Book Page0C6644/000343
Instrument97
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 22, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,000 (+14.85%) Land $45,000 Building $242,000$287,000 (+14.85%) Land $45,000 Building $242,000
2025$2,476.00 (-3.32%)$249,900 (-) Land $45,000 Building $204,900$249,900 (-) Land $45,000 Building $204,900
2024$2,561.00 (+45.68%)$249,900 (+51.45%) Land $45,000 Building $204,900$249,900 (+51.45%) Land $45,000 Building $204,900
2023$1,758.00$165,000 Land $45,000 Building $120,000$165,000 Land $45,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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