1234 Surrey Loop, Foley, AL 36535 Property Records

Baldwin County property record for 1234 Surrey Loop, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,787 sqft · built 2015
Lot Size	0.308 acres (13,420 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Apr 2026)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-04-20-3-000-001.011`

Property Details

APN / Parcel Number

Primary APN	`54-04-20-3-000-001.011`
Alternative APNs	`284106` `317060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,787 sqft Heated Area
1st Floor Area	1,787 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,420 sqft (0.308 acres)
Lot Dimensions	110 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	317060
Street Address	1234 SURREY LOOP
City	FOLEY
State	AL
Zip	36535-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	122' X 110' IRR LOT 8 CYPRESS GATES SUB PHASE 1-A SLIDE 2295-B IN THE CITY OF FOLEY SEC 20-T7S-R4E (WD-SURVIVORSHIP)
Legal Subdivision	CYPRESS GATES PH 1-A
Legal Phase	1
Legal Lot Number	8
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2000
Census Tract	11501

Owner

Source: Baldwin County records · APN 54-04-20-3-000-001.011

Assessment roll updated April 16, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1234 SURREY LOOP, FOLEY, AL 36535-1586
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	20262247602
Record Updated	Sep 20, 2026

April 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 15, 2026
Property Address	1234 SURREY LOOP, FOLEY, AL 36535-1586
Document Number	0002247602
Instrument Date	Apr 13, 2026
Instrument	2026.2247602
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$27,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1234 SURREY LOOP, FOLEY, AL 36535-1586

Mortgage

Document Number	0002247603,
Date	Apr 15, 2026
Instrument	2026.2247603

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00	$59,800 (+107.78%) Land $9,500 Building $50,300	$301,900 (+4.9%) Land $47,900 Building $254,000
2023		$28,780 (+20.52%)	$287,800 (+20.57%) Land $45,400 Building $242,400
2022	$788.00	$23,880	$238,700 Land $46,400 Building $192,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1979–2020)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 418 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.