Baldwin County property record for 1227 Surrey Loop, Foley, AL 36535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,064 sqft · built 2014 |
| Lot Size | 0.14 acres (6,217 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (May 2015) |
| Deeds & Mortgages | Mar 2017 Reverse Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-04-20-3-000-001.019 |
| Primary APN | 54-04-20-3-000-001.019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,064 sqft Heated Area |
| 1st Floor Area | 1,938 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,217 sqft (0.14 acres) |
| Lot Dimensions | 114 ft deep x 54.3 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 301235 |
|---|---|
| Street Address | 1227 SURREY LOOP |
| City | FOLEY |
| State | AL |
| Zip | 36535-1583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 54.3' X 114.5' IRR LOT 34 CYPRESS GATES SUB PHASE 1-A SLIDE2295-B IN THE CITY OF FOLEY SEC 20-T7S-R4E (WD) |
| Legal Subdivision | CYPRESS GATES PH 1-A |
| Legal Phase | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11501 |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1227 SURREY LOOP, FOLEY, AL 36535-1583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2017 | Deed of Trust, Mortgage · Reverse Mortgage WILLOW BEND MORTGAGE CO |
| Feb 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2015 · Amount on Record |
| Deed Sale | May 19, 2015 · Amount on Record |
| Deed Document Number | 20151513899 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 1227 SURREY LOOP, FOLEY, AL 36535-1583 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001620059 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 1620059 |
| Name | WILLOW BEND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75093 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 883 Months |
| Due | Oct 13, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.95% |
| Type Change Date | Mar 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 1227 SURREY LOOP, FOLEY, AL 36535-1583 |
| Document Number | 0001620060 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1227 SURREY LOOP FOLEY AL 365351583, FOLEY, AL 36535-1583 |
| Document Number | 0001620060 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 1620060 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 876 Months |
| Due | Feb 28, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.95% |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Foley City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,740 (+4%) Land $4,760 Building $26,980 | $319,900 (+4.85%) Land $47,900 Building $272,000 | |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $30,520 (+20.35%) | $305,100 (+20.36%) Land $45,400 Building $259,700 |
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $25,360 | $253,500 Land $46,400 Building $207,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 10 (1979–2020) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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