1234 Stonewater Cir, Ocoee, FL 34761 Property Records

Orange County property record for 1234 Stonewater Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,031 sqft · built 2004
Lot Size	0.213 acres (9,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Apr 2018)
Tax Bill	$4,220 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-28-9070-00-350`

Property Details

APN / Parcel Number

Primary APN	`10-22-28-9070-00-350`
Alternative APNs	`282210907000350` `232450` `237291` `241859`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,031 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,282 sqft (0.213 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1234 STONEWATER CIR
City	OCOEE
State	FL
Zip	34761-8604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	WELLINGTON PLACE 54/59 LOT 35
Legal Range	28E
Legal Township	22S
Legal Section	10
Legal Subdivision	WELLINGTON PLACE
Legal Tract	9070
Legal Lot Number	35
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2017
Census Tract	15005

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1234 STONEWATER CIR, OCOEE, FL 34761-8604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 25, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 15, 2017	Warranty Deed, Transfer GENESIS CAP MASTER FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	2018246281
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1234 STONEWATER CIR, OCOEE, FL 34761-8604
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000730958
Date	Dec 1, 2021
Instrument	20210730958

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1234 STONEWATER CIR, OCOEE, FL 34761-8604
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 STONEWATER CIR, OCOEE, FL 34761-8604

Mortgage

Document Number	0000032593
Date	Jan 19, 2023
Instrument	20230032593

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1234 STONEWATER CIR, OCOEE, FL 34761-8604
Document Number	0000576699
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1234 STONEWATER CIR OCOEE FL 347618604, OCOEE, FL 34761-8604

Mortgage

Document Number	0000576699
Date	Nov 5, 2020
Instrument	576699

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 4, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 25, 2018
Property Address	1234 STONEWATER CIR, OCOEE, FL 34761-8604
Document Number	0000246281
Map Reference	MB 54 PG 59&60
Instrument Date	Apr 23, 2018
Instrument	20180246281
Transaction Type	Transfer
Record Updated	Aug 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 STONEWATER CIR, OCOEE, FL 34761-8604

Mortgage

Document Number	0000246282
Date	Apr 25, 2018
Instrument	20180246282

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 15, 2017
Property Address	1234 STONEWATER CIR, OCOEE, FL 34761-8604
Document Number	0000682738
Instrument Date	Dec 11, 2017
Instrument	682738
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	682739
Date	Dec 15, 2017
Instrument	682739

Lender

Name	GENESIS CAP MASTER FUND
Type	Funding / Finance Company
Address	21650 OXNARD ST # 1700, WOODLAND HILLS, CA 91367-5058

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,055 (+2.7%)	$399,420 (-1.39%) Land $77,000 Building $322,420
2025	$4,220.00 (+7.43%) Homeowner's exemption	$254,192 (+5.99%)	$405,070 (+11.97%) Land $77,000 Building $328,070
2024	$3,928.00 (+3.45%)
2023	$3,797.00 (+3.29%) Homeowner's exemption	$239,833 (+3%)	$361,752 (+13.5%) Land $70,000 Building $291,752
2022	$3,676.00 Homeowner's exemption	$232,848	$318,729 Land $70,000 Building $248,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Stonewater Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures