1218 Stonewater Cir, Ocoee, FL 34761 Property Records

Orange County property record for 1218 Stonewater Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,057 sqft · built 2004
Lot Size	0.304 acres (13,252 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Feb 2018)
Tax Bill	$4,660 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-22-28-9070-00-310`

Property Details

APN / Parcel Number

Primary APN	`10-22-28-9070-00-310`
Alternative APNs	`282210907000310` `232445` `237287` `241854`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,057 sqft Living Area
Gross Area	2,758 sqft
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,252 sqft (0.304 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1218 STONEWATER CIR
City	OCOEE
State	FL
Zip	34761-8604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	WELLINGTON PLACE 54/59 LOT 31
Legal Range	28E
Legal Township	22S
Legal Section	10
Legal Subdivision	WELLINGTON PLACE
Legal Tract	9070
Legal Lot Number	31
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2017
Census Tract	15005

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1218 STONEWATER CIR, OCOEE, FL 34761-8604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 2, 2018	Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Prior Sale	Feb 28, 2011 · Amount on Record
Deed Document Number	201866563
Prior Transfer Date	Aug 31, 2010
Prior Transfer Doc	0000539327
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1218 STONEWATER CIR, OCOEE, FL 34761-8604
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 STONEWATER CIR, OCOEE, FL 34761-8604

Mortgage

Document Number	0000162000
Date	Mar 22, 2021
Instrument	20210162000

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 2, 2018
Property Address	1218 STONEWATER CIR, OCOEE, FL 34761-8604
Document Number	0000066563
Map Reference	MB 54 PG 59&60
Instrument Date	Jan 23, 2018
Instrument	20180066563
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	RP TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,841.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1781 BELLA VISTA WAY # WAYD-1781, 1781, PORT SAINT LUCIE, FL 34952-2628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 STONEWATER CIR, OCOEE, FL 34761-8604

Mortgage

Document Number	0000066564
Date	Feb 2, 2018
Instrument	20180066564

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,592 (+2.7%)	$374,840 (-1.26%) Land $77,000 Building $297,840
2025	$4,660.00 (+6.98%) Homeowner's exemption	$281,005 (+5.99%)	$379,640 (+12.58%) Land $77,000 Building $302,640
2024	$4,356.00 (+3.44%)
2023	$4,211.00 (+3.24%) Homeowner's exemption	$265,132 (+3%)	$337,216 (+14.22%) Land $70,000 Building $267,216
2022	$4,079.00 Homeowner's exemption	$257,410	$295,239 Land $70,000 Building $225,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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