1234 Phelps Rd, Middlesex, NY 14507 Property Records

Yates County and Potter Town property record for 1234 Phelps Rd, Middlesex, NY 14507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,467 sqft · built 1900
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Jan 2026)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Jul 2012 Line of Credit Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`573289 24.63-1-7`

Property Details

APN / Parcel Number

Primary APN	`573289 24.63-1-7`
Alternative APNs	`328902406300010070000000` `0206-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,467 sqft Living Area
1st Floor Area	1,550 sqft
2nd Floor Area	917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	194 ft deep x 99 ft wide

Exterior Amenities

Porch	Slab
Porch Area	325 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	144 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0206-000
Street Address	1234 PHELPS RD
City	MIDDLESEX
State	NY
Zip	14507-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	YATES NY
Township / Civil Division	POTTER
Census Block Group	2
Census Block	2059
Census Tract	150301

Owner

Source: Yates County and Potter Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1234 PHELPS RD, MIDDLESEX, NY 14507-9725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2012	Deed of Trust, Mortgage · Line of Credit THE CANANDAIGUA NATIONAL BANK & TRUST CO
Jan 6, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Record Updated	Oct 29, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	1234 PHELPS RD, MIDDLESEX, NY 14507-9725
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0VI894/192
Date	Jul 19, 2012
Book Page	VI 894/192
Instrument	2012-00002227

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	16.9%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Jan 6, 2026
Property Address	1234 PHELPS RD, MIDDLESEX, NY 14507-9725
Document Number	0202619353
Instrument Date	Dec 19, 2025
Instrument	2026-19353
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 MAPLE ST, GENEVA, NY 14456-1543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 PHELPS RD, MIDDLESEX, NY 14507-9725

Mortgage

Document Number	0202619354
Date	Jan 6, 2026
Instrument	2026-19354

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Yates County and Potter Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Potter Town
Unified School District	Gorham-Middlesex Central School District (Marcus Whitman) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+4.17%)
2025	$4,105.00 (+4.08%)	$172,900 (-) Land $10,900 Building $162,000	$203,400 (+14.14%) Land $12,823 Building $190,577
2024	$3,944.00 (-6.83%)	$172,900 (-) Land $10,900 Building $162,000	$178,200 (+3.07%) Land $11,234 Building $166,966
2023		$172,900 Land $10,900 Building $162,000	$172,900 Land $10,900 Building $162,000
2020	$4,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber · DSL	7,000 / 7,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Phelps Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures