1234 Laguna St, Oceanside, CA 92054 Property Records

San Diego County property record for 1234 Laguna St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,038 sqft · built 1956
Lot Size0.14 acres (6,100 sqft)
Owner2 Individual Names on File
Last Sale$830,000 (Feb 2019)
Tax Bill$10,398 (2025)
Deeds & MortgagesFeb 2019 Sale & Mortgage
Sep 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN152-231-06-00

Property Details

APN / Parcel Number

Primary APN152-231-06-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,038 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area6,100 sqft (0.14 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address1234 LAGUNA ST
CityOCEANSIDE
StateCA
Zip92054-5439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 40 TR 003165
Legal SubdivisionRANCHO VILLASENOR
Legal Tract003165
Legal Block1
Legal Lot Number40
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1009
Census Tract18101

Owner

1234 Laguna St is owned by two individuals who bought it in February 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address30302 FRONTERA DEL NORTE, HIGHLAND, CA 92346-5949
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2019Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 24, 2018Affidavit of Death, Transfer
FIRST AMERICAN TITLE
Sep 21, 2018Grant Deed, Construction Loan · Conventional with PMI
ANCHOR LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2019 · Amount on File
Deed SaleFeb 28, 2019 · Amount on File
Prior SaleSep 21, 2018 · Amount on File
Deed Document Number201972095
Prior Transfer DateMay 5, 2015
Prior Transfer Doc0000223085
Record UpdatedOct 29, 2026

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 28, 2019
Property Address1234 LAGUNA ST, OCEANSIDE, CA 92054-5439
Document Number0000072095
Map ReferenceMAP 3165
Instrument DateFeb 12, 2019
Instrument2019-0072095
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1234 LAGUNA ST, OCEANSIDE, CA 92054-5439

Mortgage

Document Number0000072096
DateFeb 28, 2019
Instrument2019-0072096
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

September 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateSep 24, 2018
Property Address1234 LAGUNA ST, OCEANSIDE, CA 92054-5439
Document Number0000398062
Instrument DateSep 20, 2018
Instrument398062
Transaction TypeTransfer
Record UpdatedOct 2, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1234 LAGUNA ST OCEANSIDE CA 920545439, OCEANSIDE, CA 92054-5439

September 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 21, 2018
Property Address1234 LAGUNA ST, OCEANSIDE, CA 92054-5439
Document Number0000396426
Instrument DateAug 20, 2018
Instrument396426
Transaction TypeConstruction Loan
Record UpdatedSep 27, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$671.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address450 NEWPORT CENTER DR #200 NEWPORT BEACH CA 926607655, 200, NEWPORT BEACH, CA 92660-7655
InvestorPossibly a Property Investor

Mortgage

Document Number396427
DateSep 21, 2018
Instrument396427
Lender
NameANCHOR LNS
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional with PMI
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1234 Laguna St was $10,398.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$944,393 (+2%) Land $251,243 Building $693,150
2025$10,398.00$925,876 Land $246,317 Building $679,559
2023$9,886.00 (+1.53%)$889,925 Land $236,753 Building $653,172
2022$9,737.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1234 Laguna St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1234 Laguna St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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