San Diego County property record for 1215 Laguna St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,855 sqft · built 1955 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $583,000 (Jul 2013) |
| Tax Bill | $8,875 (2025) |
| Deeds & Mortgages | Sep 2021 Second Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-233-01-00 |
| Primary APN | 152-233-01-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,855 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 8,500 sqft (0.195 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1215 LAGUNA ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 61 TR 003165 |
| Legal Subdivision | RANCHO VILLASENOR |
| Legal Tract | 003165 |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 18101 |
1215 Laguna St is owned and occupied by two individuals who acquired it in October 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1215 LAGUNA ST, OCEANSIDE, CA 92054-5438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU |
| Oct 17, 2017 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2013 · Amount on File |
| Deed Sale | Jul 17, 2013 · Amount on File |
| Prior Sale | Apr 28, 2003 · Amount on File |
| Deed Document Number | 2013446246 |
| Last Transfer Date | Oct 11, 2017 |
| Transfer Doc | 0000481107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1215 LAGUNA ST, OCEANSIDE, CA 92054-5438 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1215 LAGUNA ST, OCEANSIDE, CA 92054-5438 |
| Document Number | 0000655671 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021-0655671 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1215 LAGUNA ST, OCEANSIDE, CA 92054-5438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1215 LAGUNA ST, OCEANSIDE, CA 92054-5438 |
| Document Number | 0000283825 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021-0283825 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1215 LAGUNA ST, OCEANSIDE, CA 92054-5438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000416308 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-0416308 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 17, 2017 |
| Property Address | 1215 LAGUNA ST, OCEANSIDE, CA 92054-5438 |
| Document Number | 0000481107 |
| Map Reference | MAP3165 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2017-0481107 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1215 LAGUNA ST, OCEANSIDE, CA 92054-5438 |
| Document Number | 0000481108 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 2017-0481108 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
The 2025 property tax bill for 1215 Laguna St was $8,875 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $812,497 (+2%) Land $575,166 Building $237,331 | |
| 2025 | $8,875.00 Homeowner's exemption | $796,567 Land $563,889 Building $232,678 |
| 2023 | $8,435.00 (+1.55%) Homeowner's exemption | $765,638 Land $541,994 Building $223,644 |
| 2022 | $8,306.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1215 Laguna St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1215 Laguna St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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