Cleveland County property record for 1234 Cherry Mountain Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1972 |
| Lot Size | 2.19 acres (95,556 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $910 (2026) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 30795 |
| Primary APN | 30795 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,120 sqft Finished Area |
| Attic | Attic |
| Attic Area | 320 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 95,556 sqft (2.19 acres) |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 7809801 |
|---|---|
| Street Address | 1234 CHERRY MOUNTAIN RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-7755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #44 BLK B SANDY CREEK |
| Legal Subdivision | SANDY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 951400 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1234 CHERRY MOUNTAIN RD, SHELBY, NC 28150-7755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1234 CHERRY MOUNTAIN RD, SHELBY, NC 28150-7755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018140563 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 1814/563 |
| Instrument | 200039943 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $910.00 (+9.11%) | $131,461 (-) Land $19,854 Building $111,607 | $131,461 (-) Land $19,854 Building $111,607 |
| 2025 | $834.00 | $131,461 (+103.6%) Land $19,854 Building $111,607 | $131,461 (+103.6%) Land $19,854 Building $111,607 |
| 2023 | $64,569 Land $12,307 Building $52,262 | $64,569 Land $12,307 Building $52,262 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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