1203 Cherry Mountain Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 1203 Cherry Mountain Rd, Shelby, NC 28150 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1995
Square Footage	1,456 sqft Finished Area
Lot Size	33,166 sqft (0.761 acres)
Occupancy	Owner Occupied
Tax Bill	$1,164.00 (2025)

Owner

Source: Cleveland County records · APN 30783

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1203 CHERRY MOUNTAIN RD, SHELBY, NC 28150-7755
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1203 CHERRY MOUNTAIN RD, SHELBY, NC 28150-7755
Transaction Type	Mortgage
Record Updated	Oct 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CHERRY MOUNTAIN RD, SHELBY, NC 28150-7755

Mortgage

Document Number	0019060001
Date	Sep 07, 2023
Book Page	1906/1
Instrument	200091698

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2038

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,362 (-) Land $18,032 Building $165,330	$183,362 (-) Land $18,032 Building $165,330
2025	$1,164.00	$183,362 (+59.97%) Land $18,032 Building $165,330	$183,362 (+59.97%) Land $18,032 Building $165,330
2023		$114,622 Land $14,425 Building $100,197	$114,622 Land $14,425 Building $100,197

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 51% of North Carolina
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`30783`
Alternative APN	`12587831`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,456 sqft Finished Area
Basement Area	728 sqft Basement
Unfinished Basement	728 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Exterior Material	Wood Siding Exterior
Lot Area	33,166 sqft (0.761 acres)
Depth X Width	206 ft x 161 ft Depth x Width
Deck Area	320 sqft Deck
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	12587831
Street Address	1203 CHERRY MOUNTAIN RD
City	SHELBY
State	NC
Zip	28150-7755
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#47-54 BLK E SANDY CRK PK
Legal Subdivision	SANDY CRK
Legal Block	1
Legal Lot Number	20
Jurisdiction	CLEVELAND NC
Minor Civil Division	CLEVELAND
Census Blockgroup	2
Census Block	2011
Census Tract	951400