1234 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1234 Charles Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,066 sqft · built 1936
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Mar 2001)
Tax Bill	$3,498 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-13-0063`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-13-0063`
Alternative APNs	`8392639` `440389`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1968
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	440389
Street Address	1234 CHARLES AVE
City	SAINT PAUL
State	MN
Zip	55104-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYNDICATE NO. 5 ADDITION LOT 4 BLK 25
Legal Range	23
Legal Township	29
Legal Section	34
Legal Subdivision	SYNDICATE NO. 5 ADDITION
Legal Block	25
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3010
Census Tract	32300

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1234 CHARLES AVE, SAINT PAUL, MN 55104-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Sep 5, 2019	Quit Claim Deed, Transfer ANCONA TITLE, ANCONA TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2001 · Amount on Record
Deed Sale	Mar 5, 2001 · Amount on Record
Deed Document Number	2001287246
Last Transfer Date	Aug 24, 2019
Transfer Doc	0004772350
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1234 CHARLES AVE, SAINT PAUL, MN 55104-2516
Document Number	0004772351
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 CHARLES AVE ST PAUL MN 551042516, ST PAUL, MN 55104-2516

Mortgage

Document Number	0004772351
Date	Sep 5, 2019
Instrument	4772351

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 5, 2019
Property Address	1234 CHARLES AVE, SAINT PAUL, MN 55104-2516
Document Number	0004772350
Instrument Date	Aug 24, 2019
Instrument	4772350
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 CHARLES AVE ST PAUL MN 551042516, ST PAUL, MN 55104-2516

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,100 (-5.61%) Land $35,000 Building $219,100	$254,100 (-5.61%) Land $35,000 Building $219,100
2025	$3,498.00 (+8.1%) Homeowner's exemption	$269,200 (+22.7%) Land $35,000 Building $234,200	$269,200 (+22.7%) Land $35,000 Building $234,200
2024	$3,236.00 (-8.9%)
2023	$3,552.00 Homeowner's exemption	$219,400 Land $35,000 Building $184,400	$219,400 Land $35,000 Building $184,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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