Ramsey County property record for 1230 Charles Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1936 |
| Lot Size | 0.114 acres (4,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,500 (Oct 2007) |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-29-23-13-0062 |
| Primary APN | 34-29-23-13-0062 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Lot Area | 4,960 sqft (0.114 acres) |
| Lot Dimensions | 124 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 410703 |
|---|---|
| Street Address | 1230 CHARLES AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYNDICATE NO. 5 ADDITION LOT 3 BLK 25 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 34 |
| Legal Subdivision | SYNDICATE NO. 5 ADDITION |
| Legal Block | 25 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 32300 |
1230 Charles Ave is owned and occupied by an individual who bought it in October 2007.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1230 CHARLES AVE, SAINT PAUL, MN 55104-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2007 · Amount on File |
| Deed Sale | Oct 15, 2007 · Amount on File |
| Deed Document Number | 2007363336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1230 CHARLES AVE, SAINT PAUL, MN 55104-2516 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04917472 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | A04917472 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1230 Charles Ave was $4,838 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,300 Land $35,000 Building $289,300 | $324,300 Land $35,000 Building $289,300 | |
| 2025 | $4,838.00 | ||
| 2023 | $4,392.00 Homeowner's exemption | $291,400 Land $35,000 Building $256,400 | $291,400 Land $35,000 Building $256,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1230 Charles Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1230 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures