Winnebago County property record for 1234 Cedar St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,568 sqft · built 1927 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $221,000 (May 2025) |
| Tax Bill | $3,020 (2024) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Sep 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03920000 |
| Primary APN | 12-03920000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,050 sqft (0.139 acres) |
| Lot Dimensions | 121 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 468 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 912-03920000 |
|---|---|
| Street Address | 1234 CEDAR ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 19 GEIGERS ADDN |
| Legal Subdivision | GEIGERS ADDN |
| Legal Block | 130 |
| Legal Lot Number | 19 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 800 |
1234 Cedar St is owned and occupied by two individuals who bought it in May 2025.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1234 CEDAR ST, OSHKOSH, WI 54901-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HORICON BANK |
| Nov 1, 2021 | Warranty Deed, Transfer |
| Nov 1, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on File |
| Deed Sale | May 13, 2025 · Amount on File |
| Prior Sale | Nov 21, 2023 · Amount on File |
| Deed Document Number | 20251944514 |
| Prior Transfer Date | Nov 21, 2008 |
| Prior Transfer Doc | 0001488628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Nov 21, 2023 |
| Property Address | 1234 CEDAR ST, OSHKOSH, WI 54901-3626 |
| Document Number | 0001914058 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 1914058 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1234 CEDAR ST, OSHKOSH, WI 54901-3626 |
| Document Number | 0001914059 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 1914059 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1234 CEDAR ST, OSHKOSH, WI 54901-3626 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001890664 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 1890664 |
| Name | HORICON BANK |
|---|---|
| Type | Bank |
| Address | HORICON, WI 53032 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Nov 1, 2021 |
| Property Address | 1234 CEDAR ST, OSHKOSH, WI 54901-3626 |
| Document Number | 0001867356 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 1867356 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $249.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2633 TEMPLETON PL, OSHKOSH, WI 54904-8313 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Nov 1, 2021 |
| Property Address | 1234 CEDAR ST, OSHKOSH, WI 54901-3626 |
| Document Number | 0001867355 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 1867355 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166N8562 THEODORE AVE, MENOMONEE FALLS, WI 53051 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $161,600 (-) Land $24,800 Building $136,800 | ||
| 2024 | $3,020.00 (+19.32%) | $161,600 (+86.61%) Land $24,800 Building $136,800 | |
| 2023 | $2,531.00 (+3.05%) Homeowner's exemption | $86,600 (+1.88%) Land $17,100 Building $69,500 | $125,139 Land $24,710 Building $100,429 |
| 2022 | $2,456.00 | $85,000 Land $17,100 Building $67,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1234 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1234 Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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