Winnebago County property record for 1227 Cedar St, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 944 sqft · built 1928 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,000 (Aug 2023) |
| Tax Bill | $2,924 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04170000 |
| Primary APN | 12-04170000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 944 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 912-04170000 |
|---|---|
| Street Address | 1227 CEDAR ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-3625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 7 BLK 1 J B MCLERANS SUBD BLK 131 & 104 |
| Legal Subdivision | BLK 1 J B MCLERANS SUBD |
| Legal Block | 1,131 |
| Legal Lot Number | 7 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 800 |
Source: Winnebago County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1227 CEDAR ST, OSHKOSH, WI 54901-3625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage FOX COMMUNITIES CU |
| Aug 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on Record |
| Deed Sale | Aug 21, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2023 · Amount on Record |
| Deed Document Number | 20231908843 |
| Prior Transfer Date | Jul 13, 2023 |
| Prior Transfer Doc | 0001907077 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 21, 2023 |
| Property Address | 1227 CEDAR ST, OSHKOSH, WI 54901-3625 |
| Document Number | 0001908843 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 1908843 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $531.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1227 CEDAR ST, OSHKOSH, WI 54901-3625 |
| Document Number | 0001908844 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 1908844 |
| Name | FOX COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 2, 2021 |
| Property Address | 1227 CEDAR ST, OSHKOSH, WI 54901-3625 |
| Document Number | 0001858965 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 1858965 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1227 CEDAR ST, OSHKOSH, WI 54901-3625 |
| Document Number | 0001858966 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 1858966 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168,800 (+76.94%) Land $21,600 Building $147,200 | ||
| 2024 | $2,924.00 (+17.52%) | ||
| 2023 | $2,488.00 (-0.48%) Homeowner's exemption | $95,400 (-) Land $14,900 Building $80,500 | $137,855 Land $21,531 Building $116,324 |
| 2022 | $2,500.00 (+5.71%) Homeowner's exemption | $95,400 (-) Land $14,900 Building $80,500 | |
| 2021 | $2,365.00 Homeowner's exemption | $95,400 Land $14,900 Building $80,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures