1233 Saint Johns Ave, Matthews, NC 28104 Property Records

Union County property record for 1233 Saint Johns Ave, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,077 sqft · built 2005
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Jul 2022)
Tax Bill	$4,244 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-147-389`

Property Details

APN / Parcel Number

Primary APN	`07-147-389`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,077 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1233 SAINT JOHNS AVE
City	MATTHEWS
State	NC
Zip	28104-6749
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	MR STALLIN
Legal Description	152 CHESTNUT OAKS PH3 MP2 OPCH590
Legal Subdivision	CHESNUT OAKS
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1029
Census Tract	20314

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1233 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Nov 29, 2005 · Amount on Record
Deed Document Number	202225169
Deed Book / Page	8525 / 307
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 14, 2022
Property Address	1233 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Document Number	0008525307
Book / Page	8525 / 307
Map Reference	CAB H FILE 590&591
Instrument Date	Jul 12, 2022
Instrument	25169
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10721 SURREY GREEN LN # LN317, 10721, MATTHEWS, NC 28105-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749

Mortgage

Document Number	0000025170
Date	Jul 14, 2022
Instrument	25170

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,244.00 (+27.18%)	$624,100 (+63.63%) Land $103,800 Building $520,300	$624,100 (+63.63%) Land $103,800 Building $520,300
2024	$3,337.00 (+4.25%)	$381,400 (-) Land $62,000 Building $319,400
2023	$3,201.00	$381,400 Land $62,000 Building $319,400	$381,400 (-) Land $62,000 Building $319,400
2021			$381,400 Land $62,000 Building $319,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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