1232 Saint Johns Ave, Matthews, NC 28104 Property Records

Union County property record for 1232 Saint Johns Ave, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,946 sqft · built 2004
Lot Size	0.236 acres (10,280 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Nov 2022)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-147-378`

Property Details

APN / Parcel Number

Primary APN	`07-147-378`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,946 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,280 sqft (0.236 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1232 SAINT JOHNS AVE
City	MATTHEWS
State	NC
Zip	28104-6749
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	MR STALLIN
Legal Description	#137 CHESTNUT OAKS OPCH590
Legal Subdivision	CHESNUT OAKS
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1027
Census Tract	20314

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1232 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 10, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	202237960
Deed Book / Page	8606 / 631
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1232 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749

Mortgage

Document Number	0009244432
Date	Nov 13, 2025
Book Page	9244/432
Instrument	30055

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 10, 2022
Property Address	1232 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Document Number	0008606631
Book / Page	8606 / 631
Map Reference	CAB H FILE 590&591
Instrument Date	Nov 10, 2022
Instrument	37960
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	INTEGRATED TITLE INC, INTEGRATED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	785 GRAND RESERVE DR, 785, BUNNELL, FL 32110-3437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749

Mortgage

Document Number	0000037961
Date	Nov 10, 2022
Instrument	37961

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12%
Index	Other
Margin	3
Max Rate	12%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 30, 2020
Property Address	1232 SAINT JOHNS AVE, MATTHEWS, NC 28104-6749
Document Number	0007574600
Book / Page	7574 / 600
Map Reference	CAB H FILE 590&591
Instrument Date	Jan 27, 2020
Instrument	0003311
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 GREATE BAY DR, 55, SOMERS POINT, NJ 08244-1700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SAINT JOHNS AVE, STALLINGS, NC 28104-6749

Mortgage

Document Number	0000003312
Date	Jan 30, 2020
Instrument	0003312

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,185.00 (+31.19%)	$615,300 (+61.88%) Land $103,800 Building $511,500	$615,300 (+61.88%) Land $103,800 Building $511,500
2023	$3,190.00	$380,100 Land $62,000 Building $318,100	$380,100 Land $62,000 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Uniti Group DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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