1233 Cameron Dr, Cotton, MN 55724 Property Records

St. Louis County property record for 1233 Cameron Dr, Cotton, MN 55724

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 1,728 sqft · built 2010
Lot Size	3.05 acres (132,858 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Oct 2018)
Tax Bill	$2,648 (2026)
Deeds & Mortgages	Oct 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`320-0010-05632`

Property Details

APN / Parcel Number

Primary APN	`320-0010-05632`
Alternative APN	`1060477`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,728 sqft Gross Area
1st Floor Area	160 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	60 sqft
Storage Building	16 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	1060477
Street Address	1233 CAMERON DR
City	COTTON
State	MN
Zip	55724
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	THAT PART OF GOVT LOT 6, LYING EAST OF WEST1175 FEET AND LYING NORTH OF SOUTH 1314.02FEET; AND EAST 150 FEET OF WEST 1175
Legal Range	16W
Legal Township	55N
Legal Section	34
Legal Subdivision	TOWN OF ELLSBURG
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELLSBURG
Census Block Group	2
Census Block	2080
Census Tract	11402

Owner

1233 Cameron Dr, a residential property, is owned by an individual who bought it in October 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3620 261ST AVE NW, ISANTI, MN 55040-4349
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Prior Sale	Aug 30, 2018 · Amount on File
Deed Document Number	20181343728
Prior Transfer Date	Sep 30, 2003
Prior Transfer Doc	0000933759
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 30, 2018
Property Address	1233 CAMERON DR, COTTON, MN 55724
Document Number	00A1343728
Instrument Date	Oct 19, 2018
Instrument	A1343728
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3620 261ST AVE NW ISANTI MN 550404349, ISANTI, MN 55040-4349

Mortgage

Document Number	A1343729
Date	Oct 30, 2018
Instrument	A1343729

Lender

Name	FALCON NAT'L BK
Type	Bank
Address	ISANTI, MN 55040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 29, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1233 Cameron Dr was $2,648, up 12.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Ellsburg Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,648.00 (+12.11%)
2025	$2,362.00 (+7.17%)	$264,500 (+9.71%) Land $53,900 Building $210,600	$264,500 (+9.71%) Land $53,900 Building $210,600
2024	$2,204.00	$241,100 Land $49,400 Building $191,700	$241,100 Land $49,400 Building $191,700
2022		$105,600 Land $38,400 Building $67,200	$105,600 Land $38,400 Building $67,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1233 Cameron Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1233 Cameron Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Arvig DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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