St. Louis County property record for 1195 Cameron Dr, Cotton, MN 55724
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 1.5 ba · 1,872 sqft · built 1980 |
| Lot Size | 6.66 acres (290,110 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,532 (2026) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 320-0010-05616 |
| Primary APN | 320-0010-05616 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,872 sqft Gross Area |
| 1st Floor Area | 1,872 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 290,110 sqft (6.66 acres) |
| Garage Area | 1,008 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 126 sqft |
| Storage Building | 140 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 767632 |
|---|---|
| Street Address | 1195 CAMERON DR |
| City | COTTON |
| State | MN |
| Zip | 55724-8203 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | SMU |
| Legal Description | ELY 450 FT OF WLY 620 FT OF LOT 6 LYING N OFS 1314.02 FT SERIAL # |
| Legal Range | 16W |
| Legal Township | 55N |
| Legal Section | 34 |
| Legal Subdivision | ELLSBURG TOWN OF |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ELLSBURG |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 11402 |
1195 Cameron Dr, a residential property, is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1195 CAMERON DR, COTTON, MN 55724-8203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1195 CAMERON DR, COTTON, MN 55724-8203 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0001422051 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 1422051 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jun 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1195 Cameron Dr was $3,532 with a homeowner's exemption, up 14.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Ellsburg Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,532.00 (+14.6%) Homeowner's exemption | ||
| 2025 | $3,082.00 (-2.84%) Homeowner's exemption | $421,500 (+9.45%) Land $99,700 Building $321,800 | $421,500 (+9.45%) Land $99,700 Building $321,800 |
| 2024 | $3,172.00 | $385,100 Land $92,000 Building $293,100 | $385,100 Land $92,000 Building $293,100 |
| 2022 | $316,400 Land $124,000 Building $192,400 | $316,400 Land $124,000 Building $192,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1195 Cameron Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1195 Cameron Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Arvig DSL | 50 / 5 |
4G LTE (outdoors only), no 5G reported
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