12328 Cedar Pass Trl, Parrish, FL 34219 Property Records

Manatee County property record for 12328 Cedar Pass Trl, Parrish, FL 34219

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,122 sqft · built 2024
Lot Size	0.194 acres (8,452 sqft)
Owner	2 Individual Names on File
Last Sale	$743,600 (Jun 2024)
Tax Bill	$1,533 (2024)
Deeds & Mortgages	Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5002-5185-9`

Property Details

APN / Parcel Number

Primary APN	`5002-5185-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,122 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	2,122 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,452 sqft (0.194 acres)
View / Lot	Preserve
Garage Type	Attached
Garage Area	708 sqft
Porch	Patio
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12328 CEDAR PASS TRL
City	PARRISH
State	FL
Zip	34219-8348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 279, CROSS CREEK PH I-D PI #5002.5185/9
Legal Subdivision	CROSS CREEK PH I-D
Legal Block	1
Legal Lot Number	279
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1012
Census Tract	1913

Owner

12328 Cedar Pass Trl is owned and occupied by two individuals who bought it in June 2024.

Source: Manatee County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12328 CEDAR PASS TRL, PARRISH, FL 34219-8348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024 · Amount on File
Deed Sale	Jun 21, 2024 · Amount on File
Deed Document Number	202465325
Record Updated	Jun 8, 2026

June 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 21, 2024
Property Address	12328 CEDAR PASS TRL, PARRISH, FL 34219-8348
Document Number	0041065325
Map Reference	MB 74 PG 43
Instrument Date	Jun 21, 2024
Instrument	202441065325
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SUNCOAST TITLE COMPANY, SUN COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,205.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1651 WHITFIELD AVE UNIT 200, 200, SARASOTA, FL 34243-3950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12328 CEDAR PASS TRL, PARRISH, FL 34219-8348
Investor	Possibly a Property Investor

Mortgage

Document Number	0041065326
Date	Jun 21, 2024
Instrument	202441065326

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2029
Change Frequency	5 Years
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	5-Year TN
Margin	2
Max Rate	10.8%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$510,908 Land $89,675 Building $421,233	$510,908 Land $89,675 Building $421,233
2024	$1,533.00 (+23.13%)
2023	$1,245.00 (+3,012.5%)	$89,675 (+3,110.71%) Land $89,675	$89,675 (+3,110.71%) Land $89,675
2022	$40.00	$2,793 Land $2,793	$2,793 Land $2,793

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12328 Cedar Pass Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	22 (1992–2024)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Dec 2024 · river or lake flooding
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 9 claims Severe Storms & Flooding, Jun 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12328 Cedar Pass Trl is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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