12321 45th Ave SE, Everett, WA 98208 Property Records

Snohomish County property record for 12321 45th Ave SE, Everett, WA 98208

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,496 sqft · built 1989
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$880,000 (Dec 2024)
Tax Bill$7,759 (2026)
Deeds & MortgagesApr 2024 Mortgage
May 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN7646-000-011-00

Property Details

APN / Parcel Number

Primary APN7646-000-011-00
Alternative APNs
  • 007646-000-011-00
  • 76460000110002
  • 1193868

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Units2 Units
Stories3 Stories
Building Area2,496 sqft Living Area
Gross Area3,000 sqft
1st Floor Area1,632 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTri-Level
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSundeck
Porch Area24 sqft
Deck Area360 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number1193868
Street Address12321 45TH AVE SE
CityEVERETT
StateWA
Zip98208-9128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-9,600
Legal DescriptionAUTUMN MEADOWS DIV. NO. 2 BLK 000 D-00 LOT 11
Legal Section28
Legal SubdivisionAUTUMN MEADOWS DIV. NO. 2
Legal Block000 D
Legal Lot Number11
JurisdictionSNOHOMISH WA
Township / Civil DivisionEVERETT
Census Block Group2
Census Block2009
Census Tract41609

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12321 45TH AVE SE, EVERETT, WA 98208-9128
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 12, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONS LENDING CORP
Mar 31, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Dec 20, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 10, 2020Deed of Trust, Mortgage · Conventional with PMI
NATIONS LNDG
Aug 28, 2019Deed of Trust, Mortgage · FHA Mortgage
NATIONS LNDG
May 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LNDG
Sep 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2024 · Amount on Record
Deed SaleDec 27, 2024 · Amount on Record
Prior SaleJun 27, 2014 · Amount on Record
Deed Document Number202447
Prior Transfer DateApr 25, 2016
Prior Transfer Doc0000000059
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address12321 45TH AVE SE, EVERETT, WA 98208-9128
Transaction TypeMortgage
Record UpdatedMay 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000023
DateApr 24, 2024
Instrument202404240023
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address12321 45TH AVE SE, EVERETT, WA 98208-9128
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000858
DateMay 12, 2021
Instrument202105120858
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address12321 45TH AVE SE, EVERETT, WA 98208-9128
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000119
DateMar 31, 2022
Instrument202203310119
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address12321 45TH AVE SE, EVERETT, WA 98208-9128
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000040
DateDec 20, 2018
Instrument201812200040
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address12321 45TH AVE SE, EVERETT, WA 98208-9128
Document Number0000000431
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12321 45TH AVE SE EVERETT WA 982089128, EVERETT, WA 98208-9128

Mortgage

Document Number0000000431
DateApr 17, 2020
Instrument202004170431
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address12321 45TH AVE SE, EVERETT, WA 98208-9128
Document Number0000000104
Instrument DateAug 28, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12321 45TH AVE SE EVERETT WA 982089128, EVERETT, WA 98208-9128

Mortgage

Document Number0000000104
DateSep 11, 2019
Instrument201909110104
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 10, 2049

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address12321 45TH AVE SE, EVERETT, WA 98208-9128
Document Number0000000313
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedJun 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address12321 45TH AVE SE EVERETT WA 982089128, EVERETT, WA 98208-9128

Mortgage

Document Number0000000313
DateJun 1, 2018
Instrument201806010313
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2048

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address12321 45TH AVE SE, EVERETT, WA 98208-9128
Document Number0000000430
Instrument DateSep 23, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12321 45TH AVE SE EVERETT WA 982089128, EVERETT, WA 98208-9128

Mortgage

Document Number0000000430
DateOct 2, 2017
Instrument201710020430
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateWashington
CountySnohomish County
Unified School DistrictEverett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,759.00 (+5.02%)$836,200 (-1.48%) Land $441,800 Building $394,400$836,200 (-1.48%) Land $441,800 Building $394,400
2023$7,388.00 (+16.94%)$848,800 (+34.05%) Land $441,800 Building $407,000$848,800 (+34.05%) Land $441,800 Building $407,000
2022$6,318.00$633,200 Land $289,800 Building $343,400$633,200 Land $289,800 Building $343,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSILVER LAKE WATER & SEWER DISTRICT
serves 65,033 people · EPA ID WA5379250
Water SourcePurchased surface water from several systems
Last State InspectionSep 2021

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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