12325 Declaration Ave, Chester, VA 23836 Property Records

Chesterfield County property record for 12325 Declaration Ave, Chester, VA 23836 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,694 sqft · built 2014
Lot Size	0.397 acres (17,293 sqft)
Owner	2 Individual Names on File
Last Sale	$420,710 (May 2014)
Tax Bill	$5,254 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`827-65-82-53-500-000`

Property Details

APN / Parcel Number

Primary APN	`827-65-82-53-500-000`
Alternative APN	`366812001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,694 sqft Finished Area
1st Floor Area	448 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,293 sqft (0.397 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	366812001
Street Address	12325 DECLARATION AVE
City	CHESTER
State	VA
Zip	23836-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT BLANCO ON JAMES SEC 1 062
Legal Subdivision	MOUNT BLANCO ON THE JAMES
Legal Lot Number	62
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1006
Census Tract	100403

Owner

Source: Chesterfield County records · APN 827-65-82-53-500-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12325 DECLARATION AVE, CHESTER, VA 23836-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2014 · Amount on Record
Deed Sale	May 13, 2014 · Amount on Record
Prior Sale	Feb 12, 2014 · Amount on Record
Deed Book / Page	1053 / 90573
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12325 DECLARATION AVE, CHESTER, VA 23836-3032
Document Number	12998248
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12325 DECLARATION AVE CHESTER VA 238363032, CHESTER, VA 23836-3032

Mortgage

Document Number	12998248
Date	Oct 06, 2020
Book Page	012998/000248
Instrument	52985

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 05, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,254.00 (+13.28%)	$587,600 (+5.34%) Land $99,000 Building $488,600	$587,600 (+5.34%) Land $99,000 Building $488,600
2025		$557,800 (+10.02%) Land $94,000 Building $463,800	$557,800 (+10.02%) Land $94,000 Building $463,800
2023	$4,638.00	$507,000 Land $88,000 Building $419,000	$507,000 Land $88,000 Building $419,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.