12318 Declaration Ave, Chester, VA 23836 Property Records

Chesterfield County property record for 12318 Declaration Ave, Chester, VA 23836

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,487 sqft · built 2012
Lot Size	0.483 acres (21,039 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (May 2021)
Tax Bill	$25 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`827-65-84-45-000-000`

Property Details

APN / Parcel Number

Primary APN	`827-65-84-45-000-000`
Alternative APN	`424733000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,487 sqft Finished Area
1st Floor Area	1,343 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,039 sqft (0.483 acres)
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	424733000
Street Address	12318 DECLARATION AVE
City	CHESTER
State	VA
Zip	23836-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	MT BLANCO ON JAMES SEC 1 026
Legal Subdivision	MOUNT BLANCO ON THE JAMES
Legal Lot Number	26
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1011
Census Tract	100403

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12318 DECLARATION AVE, CHESTER, VA 23836-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	202135141
Deed Book / Page	13442 / 418
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 28, 2021
Property Address	12318 DECLARATION AVE, CHESTER, VA 23836-3032
Document Number	13442-418
Book / Page	13442 / 418
Instrument Date	May 6, 2021
Instrument	2021035141
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8318 FOXBERRY DR, NORTH CHESTERFIELD, VA 23235-6541

Mortgage

Document Number	2021035142
Date	May 28, 2021
Instrument	2021035142

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12318 DECLARATION AVE, CHESTER, VA 23836-3032
Document Number	1177598
Book / Page	011775 / 000098
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1177598
Date	Oct 4, 2017
Book Page	011775/000098
Instrument	40062

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 3, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25.00	$627,500 (+3.5%) Land $99,000 Building $528,500	$627,500 (+3.5%) Land $99,000 Building $528,500
2025		$606,300 (+12.28%) Land $94,000 Building $512,300	$606,300 (+12.28%) Land $94,000 Building $512,300
2023	$25.00	$540,000 Land $88,000 Building $452,000	$540,000 Land $88,000 Building $452,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1982–2020)
Most Recent Claim	Aug 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Declaration Ave

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