12325 Bay St, Cedar Key, FL 32625 Property Records

Levy County property record for 12325 Bay St, Cedar Key, FL 32625

Property Summary

Property Type	Vacant Land
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Feb 2022)
Tax Bill	$1,970 (2024)
Deeds & Mortgages	Feb 2022 Sale Nov 2018 Sale
Flood Zone	Zone VE (high risk)
APN	`08784-000-00`

Property Details

APN / Parcel Number

Primary APN	`08784-000-00`
Alternative APN	`2915130878400000`

Exterior

Lot Area	27,007 sqft (0.62 acres)

Location & Zoning

Street Address	12325 BAY ST
City	CEDAR KEY
State	FL
Zip	32625-4753
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	29-15-13 HALES ADD BLK D LOTS 3 4 8 9 12 & NORTH 30 FT OF LOTS 2 & 10 OR BOOK 1624 PAGE 964
Legal Range	13E
Legal Township	15S
Legal Section	29
Legal Subdivision	W H HALES ADD TO CEDAR KEY
Legal Block	D
Legal Lot Number	4
Jurisdiction	LEVY FL
Township / Civil Division	CEDAR KEY-YANKEETOWN
Census Block Group	1
Census Block	1111
Census Tract	970400

Owner

12325 Bay St, vacant land, is owned by two individuals who bought it in February 2022.

Source: Levy County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2730 SHERMAN ST, HOLLYWOOD, FL 33020-1825
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer UNKNOWN, A CLEAR CHOICE T&E OF OSCEOL
Nov 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Deed Document Number	2022696408
Deed Book / Page	1624 / 964
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0014760379
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Feb 8, 2022
Property Address	12325 BAY ST, CEDAR KEY, FL 32625-4753
Document Number	0016240964
Book / Page	1624 / 964
Map Reference	MB 1 PG 22
Instrument Date	Feb 4, 2022
Instrument	696408
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	UNKNOWN, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3118 ILFORD ROAD NE, RIO RANCHO, NM 87144-7664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2730 SHERMAN ST, HOLLYWOOD, FL 33020-1825

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEVY FL
Recording Date	Nov 29, 2018
Property Address	CEDAR KEY, FL 32625
Document Number	0014760379
Book / Page	001476 / 000379
Instrument Date	Nov 15, 2018
Instrument	645768
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2265 DEER TRAIL LOOP NE RIO RANCHO NM 871242479, RIO RANCHO, NM 87124-2479

Tax Assessment & Valuation

Source: Levy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Levy County
Municipality	Cedar Key City
Unified School District	Levy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,000 Land $98,000	$98,000 Land $98,000
2024	$1,970.00 (-4.69%)
2023	$2,067.00 (+1.62%)	$98,000 (-)	$98,000 (-) Land $98,000
2022	$2,034.00	$98,000	$98,000 Land $98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12325 Bay St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 186 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	378 units insured incl. 192 condo units
Nearby Flood Claims	614 (1983–2024)
Claims Outside the SFHA	1 of 614
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 149 claims Hurricane Idalia, Aug 2023 · 100 claims Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12325 Bay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR KEY WTP serves 735 people · EPA ID FL2380178
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber by Central Florida Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay St

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