Levy County property record for 12322 Bay St, Cedar Key, FL 32625
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 764 sqft · built 1948 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $476 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 08790-000-00 |
| Primary APN | 08790-000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 764 sqft Living Area |
| Gross Area | 1,264 sqft |
| 1st Floor Area | 764 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 500 sqft |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 12322 BAY ST |
|---|---|
| City | CEDAR KEY |
| State | FL |
| Zip | 32625-4752 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 29-15-13 HALES ADDN BLK E LOTS 3 & 4 OR BOOK 1222 PAGE 161 |
| Legal Range | 13E |
| Legal Township | 15S |
| Legal Section | 29 |
| Legal Subdivision | W H HALES ADD TO CEDAR KEY |
| Legal Block | E |
| Legal Lot Number | 3,4 |
| Jurisdiction | LEVY FL |
| Township / Civil Division | CEDAR KEY-YANKEETOWN |
| Census Block Group | 1 |
| Census Block | 1216 |
| Census Tract | 970400 |
12322 Bay St, a mobile home, is owned and occupied by two individuals who acquired it in January 2011.
Source: Levy County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12322 BAY ST, CEDAR KEY, FL 32625-4752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2011 |
| Transfer Doc | 0012220161 |
| Record Updated | Jun 8, 2026 |
Source: Levy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Levy County |
| Municipality | Cedar Key City |
| Unified School District | Levy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,879 | $159,143 Land $70,000 Building $89,143 | |
| 2024 | $476.00 (-35.76%) | ||
| 2023 | $741.00 (+53.42%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $59,327 (+3%) | $151,452 (+16.52%) Land $70,000 Building $81,452 |
| 2022 | $483.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $57,599 | $129,982 Land $70,000 Building $59,982 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12322 Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 186 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 378 units insured incl. 192 condo units |
| Nearby Flood Claims | 614 (1983–2024) |
| Claims Outside the SFHA | 1 of 614 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12322 Bay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR KEY WTP serves 735 people · EPA ID FL2380178 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fiber by Central Florida Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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