12325 28th Ave SE, Everett, WA 98208 Property Records

Snohomish County property record for 12325 28th Ave SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,729 sqft · built 2013
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Mar 2016)
Tax Bill	$8,292 (2026)
Deeds & Mortgages	Mar 2025 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1262-000-042-00`

Property Details

APN / Parcel Number

Primary APN	`1262-000-042-00`
Alternative APNs	`011262-000-042-00` `4401325`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,729 sqft Living Area
Gross Area	3,109 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	189 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4401325
Street Address	12325 28TH AVE SE
City	EVERETT
State	WA
Zip	98208-3559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8,400
Legal Description	SECTION 29 TOWNSHIP 28 RANGE 05 QUARTER NE STONEWATER CREEK DIVISION 1 BLK 000 D-00 LOT 42
Legal Range	05
Legal Township	28
Legal Section	29
Legal Subdivision	STONEWATER CREEK DIVISION 1
Legal Block	000 D
Legal Lot Number	42
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2003
Census Tract	41606

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12325 28TH AVE SE, EVERETT, WA 98208-3559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2025	Deed of Trust, Mortgage · Line of Credit TELCO COMMUNITY CU
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jan 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEATTLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2016 · Amount on Record
Deed Sale	Mar 29, 2016 · Amount on Record
Prior Sale	Jul 8, 2013 · Amount on Record
Deed Document Number	2016669
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	12325 28TH AVE SE, EVERETT, WA 98208-3559
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000228
Date	Mar 4, 2025
Instrument	202503040228

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	88402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	12325 28TH AVE SE, EVERETT, WA 98208-3559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000349
Date	Sep 10, 2020
Instrument	202009100349

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	12325 28TH AVE SE, EVERETT, WA 98208-3559
Document Number	0000000277
Instrument Date	Jan 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12325 28TH AVE SE EVERETT WA 982083559, EVERETT, WA 98208-3559

Mortgage

Document Number	0000000277
Date	Jan 4, 2019
Instrument	201901040277

Lender

Name	SEATTLE CU
Address	SEATTLE, WA 98134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 3, 2029

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,292.00 (+6.57%)	$911,600 (-0.07%) Land $455,000 Building $456,600	$911,600 (-0.07%) Land $455,000 Building $456,600
2023	$7,781.00 (+13.23%)	$912,200 (+29.28%) Land $405,000 Building $507,200	$912,200 (+29.28%) Land $405,000 Building $507,200
2022	$6,872.00	$705,600 Land $275,000 Building $430,600	$705,600 Land $275,000 Building $430,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER & SEWER DISTRICT serves 65,033 people · EPA ID WA5379250
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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