12321 28th Ave SE, Everett, WA 98208 Property Records

Snohomish County property record for 12321 28th Ave SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,718 sqft · built 2013
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$444,730 (Jul 2013)
Tax Bill	$8,210 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1262-000-041-00`

Property Details

APN / Parcel Number

Primary APN	`1262-000-041-00`
Alternative APNs	`011262-000-041-00` `4401324`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,718 sqft Living Area
Gross Area	3,102 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	189 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4401324
Street Address	12321 28TH AVE SE
City	EVERETT
State	WA
Zip	98208-3559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8,400
Legal Description	SECTION 29 TOWNSHIP 28 RANGE 05 QUARTER NE STONEWATER CREEK DIVISION 1 BLK 000 D-00 LOT 41
Legal Range	05
Legal Township	28
Legal Section	29
Legal Subdivision	STONEWATER CREEK DIVISION 1
Legal Block	000 D
Legal Lot Number	41
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2003
Census Tract	41606

Owner

12321 28th Ave SE is owned and occupied by two individuals who bought it in July 2013.

Source: Snohomish County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12321 28TH AVE SE, EVERETT, WA 98208-3559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2013 · Amount on File
Deed Sale	Jul 22, 2013 · Amount on File
Deed Document Number	2013718
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	12321 28TH AVE SE, EVERETT, WA 98208-3559
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000308
Date	Mar 24, 2021
Instrument	202103240308

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	Oct 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	12321 28TH AVE SE, EVERETT, WA 98208-3559
Document Number	0000000322
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12321 28TH AVE SE EVERETT WA 982083559, EVERETT, WA 98208-3559

Mortgage

Document Number	0000000322
Date	Feb 18, 2020
Instrument	202002180322

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 17, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 12321 28th Ave SE was $8,210.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,210.00	$902,200 Land $455,000 Building $447,200	$902,200 Land $455,000 Building $447,200
2023	$7,724.00 (+13.79%)	$901,800 (+29.44%) Land $405,000 Building $496,800	$901,800 (+29.44%) Land $405,000 Building $496,800
2022	$6,788.00	$696,700 Land $275,000 Building $421,700	$696,700 Land $275,000 Building $421,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12321 28th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12321 28th Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER & SEWER DISTRICT serves 65,033 people · EPA ID WA5379250
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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