12321 Rockcrest Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 12321 Rockcrest Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1956
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jun 2018)
Tax Bill	$7,648 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`394-401-06-00`

Property Details

APN / Parcel Number

Primary APN	`394-401-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12321 ROCKCREST RD
City	LAKESIDE
State	CA
Zip	92040-4513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 10 POR TR 000751
Legal Subdivision	LAKESIDE HEIGHTS
Legal Tract	000751
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16807

Owner

12321 Rockcrest Rd is owned and occupied by two individuals who bought it in June 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12321 ROCKCREST RD, LAKESIDE, CA 92040-4513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 23, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 13, 2018	Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage WISE FAMILY TRUST (PT)
Feb 2, 2018	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on File
Deed Sale	Jun 13, 2018 · Amount on File
Prior Sale	Feb 2, 2018 · Amount on File
Deed Document Number	2018239758
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0000372116
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12321 ROCKCREST RD, LAKESIDE, CA 92040-4513
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 ROCKCREST RD, LAKESIDE, CA 92040

Mortgage

Document Number	0000550147
Date	Sep 18, 2020
Instrument	2020-0550147

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12321 ROCKCREST RD, LAKESIDE, CA 92040-4513
Document Number	0000556815
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12321 ROCKCREST RD LAKESIDE CA 920404513, LAKESIDE, CA 92040-4513

Mortgage

Document Number	0000556815
Date	Dec 2, 2019
Instrument	556815

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2018
Property Address	12321 ROCKCREST RD, LAKESIDE, CA 92040-4513
Document Number	0000239758
Map Reference	MAP 751
Instrument Date	May 15, 2018
Instrument	2018-0239758
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12321 ROCKCREST RD, LAKESIDE, CA 92040-4513

Mortgage

Document Number	0000239759
Date	Jun 13, 2018
Instrument	2018-0239759

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12321 ROCKCREST RD, LAKESIDE, CA 92040-4513
Document Number	0000053721
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12321 ROCKCREST RD LAKESIDE CA 920404513, LAKESIDE, CA 92040-4513

Mortgage

Document Number	0000053721
Date	Feb 9, 2018
Instrument	53721

Lender

Name	WISE FAMILY TRUST (PT)
Address	PO BOX 2767, RANCHO SANTA FE, CA 92067-2767

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 2, 2018
Property Address	12321 ROCKCREST RD, LAKESIDE, CA 92040-4513
Document Number	0000043430
Instrument Date	Jan 17, 2018
Instrument	43430
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	WFG NATIONAL TITLE COMPANY/CA

Transaction

Amount	Amount on Record
Tax	$401.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13934 BOQUITA DR DEL MAR CA 920143108, DEL MAR, CA 92014-3108

Tax Assessment & Valuation

The 2025 property tax bill for 12321 Rockcrest Rd was $7,648 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,803 (+2%) Land $292,408 Building $357,395
2025	$7,648.00 Homeowner's exemption	$637,063 Land $286,675 Building $350,388
2023	$7,260.00 (+1.57%) Homeowner's exemption	$612,327 Land $275,544 Building $336,783
2022	$7,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12321 Rockcrest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12321 Rockcrest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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