Clackamas County property record for 12320 SE Bluff Dr, Clackamas, OR 97015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,668 sqft · built 1994 |
| Lot Size | 0.198 acres (8,626 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $526,000 (May 2018) |
| Tax Bill | $9,997 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22E11BC03807 |
| Primary APN | 22E11BC03807 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,668 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| 2nd Floor Area | 1,762 sqft |
| Attic Area | 1,762 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Material | Concrete |
| Lot Area | 8,626 sqft |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 01488937 |
|---|---|
| Street Address | 12320 SE BLUFF DR |
| City | CLACKAMAS |
| State | OR |
| Zip | 97015-9299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8.5 |
| Legal Description | 2931 CLEARVIEW RIDGE LT 7 |
| Legal Range | 02E |
| Legal Township | 02S |
| Legal Section | 11 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | CLEARVIEW |
| Legal Lot Number | 7 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 22105 |
12320 SE Bluff Dr is owned and occupied by two individuals who bought it in May 2018.
Source: Clackamas County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12320 SE BLUFF DR, CLACKAMAS, OR 97015-9299 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2017 | Deed of Trust, Mortgage · ARM BNC NATIONAL BANK |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on File |
| Deed Sale | May 24, 2018 · Amount on File |
| Prior Sale | Dec 4, 2013 |
| Deed Document Number | 2018-031888 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 12320 SE BLUFF DR, CLACKAMAS, OR 97015-9299 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072794 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 2017-072794 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Nov 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 12320 SE BLUFF DR, CLACKAMAS, OR 97015-9299 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000075309 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 2019-075309 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | May 24, 2018 |
| Property Address | 12320 SE BLUFF DR, CLACKAMAS, OR 97015-9299 |
| Document Number | 0000031888 |
| Instrument Date | May 18, 2018 |
| Instrument | 31888 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $526.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12320 SE BLUFF DR CLACKAMAS OR 970159299, CLACKAMAS, OR 97015-9299 |
| Document Number | 31889 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 31889 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2048 |
The 2025 property tax bill for 12320 SE Bluff Dr was $9,997.
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Unified School District | North Clackamas School District 12 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,997.00 | $526,864 | $871,221 Land $236,121 Building $635,100 |
| 2023 | $9,371.00 | $496,621 | $845,604 Land $226,484 Building $619,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12320 SE Bluff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12320 SE Bluff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNRISE WATER AUTHORITY serves 50,003 people · EPA ID OR4100635 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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