Montgomery County property record for 12320 Charles Rd, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 972 sqft · built 1946 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jun 2014) |
| Tax Bill | $4,136 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01170905 |
| Primary APN | 13-01170905 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Attic | Attic |
| Attic Area | 324 sqft |
| Basement Area | 324 sqft |
| Finished Basement | 324 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01170905 |
|---|---|
| Street Address | 12320 CHARLES RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | VIERS MILL VILLAGE |
| Legal Subdivision | VIERS MILL VILLAGE |
| Legal Block | U |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 703501 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12320 CHARLES RD, SILVER SPRING, MD 20906-4607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2014 · Amount on Record |
| Deed Sale | Jun 26, 2014 · Amount on Record |
| Prior Sale | Nov 17, 2010 · Amount on Record |
| Deed Book / Page | 48835 / 325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12320 CHARLES RD, SILVER SPRING, MD 20906-4607 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12320 CHARLES RD, SILVER SPRING, MD 20906-4607 |
| Document Number | 0666070332 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 66607/332 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 275 Months |
| Due | Nov 1, 2045 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,667 (+3.54%) | $373,000 (-) Land $178,500 Building $194,500 | |
| 2025 | $4,136.00 (-10.07%) | $348,333 (+3.96%) | $373,000 (+11.01%) Land $178,500 Building $194,500 |
| 2024 | $4,599.00 (+26.07%) | ||
| 2023 | $335,067 (+0.28%) | $336,000 (-) Land $178,500 Building $157,500 | |
| 2022 | $3,648.00 Homeowner's exemption | $334,133 | $336,000 Land $178,500 Building $157,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Sep 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Radiate Holdings.
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