12316 Charles Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12316 Charles Rd, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 648 sqft · built 1946
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$4,430 (2025)
Deeds & Mortgages	May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-01174025`

Property Details

APN / Parcel Number

Primary APN	`13-01174025`
Alternative APN	`01174025`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	648 sqft Living Area
1st Floor Area	648 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01174025
Street Address	12316 CHARLES RD
City	SILVER SPRING
State	MD
Zip	20906-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIERS MILL VILL
Legal Subdivision	VIERS MILL VILLAGE
Legal Block	U
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2007
Census Tract	703501

Owner

Source: Montgomery County records · APN 13-01174025

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12316 CHARLES RD, SILVER SPRING, MD 20906-4607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2002
Deed Sale	Mar 27, 2002
Prior Sale	Sep 29, 1999 · Amount on Record
Deed Document Number	2002234641
Deed Book / Page	20812 / 670
Record Updated	Sep 20, 2026

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	12316 CHARLES RD, SILVER SPRING, MD 20906-4607
Document Number	0546870101
Book / Page	054687 / 000101
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12316 CHARLES RD SILVER SPRING MD 209064607, SILVER SPRING, MD 20906-4607

Mortgage

Document Number	0546870101
Date	Aug 04, 2017
Book Page	054687/000101

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	HIGHLANDS RANCH, CO 80129

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Aug 03, 2057

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,467 (+3.23%)	$340,800 (-) Land $178,500 Building $162,300
2025	$4,430.00 (+39.88%)	$320,133 (+5.7%)	$340,800 (+10.01%) Land $178,500 Building $162,300
2023		$302,867	$309,800 Land $178,500 Building $131,300
2022	$3,167.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317035012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force 8 of 8 on primary residences
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.