1232 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1232 White Oak Cir, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,428 sqft · built 2001
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2017)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-36-23-05-*-129`

Property Details

APN / Parcel Number

Primary APN	`27-36-23-05-*-129`
Alternative APNs	`27-36-23-05-00000.0-0129.00` `2742010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,428 sqft Living Area
Gross Area	3,336 sqft
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	560 sqft
Porch	Florida Room
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2742010
Street Address	1232 WHITE OAK CIR
City	MELBOURNE
State	FL
Zip	32934-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MAGNOLIA LAKES PHASE 3 LOT 129
Legal Range	36E
Legal Township	27S
Legal Section	23
Legal Subdivision	MAGNOLIA LAKES PHASE 3
Legal Phase	3
Legal Lot Number	129
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2011
Census Tract	64130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1232 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Dec 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MORGAN FIN'L
May 11, 2017	Quit Claim Deed, Transfer QUICKEN LNS
May 15, 2017	Quit Claim Deed, Transfer TITLE SOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	2017269631
Prior Transfer Date	May 6, 2017
Prior Transfer Doc	0078891980
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1232 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	ALLIED TITLE INSURANCE AGENCY INC, BLEND TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 WHITE OAK CIR, MELBOURNE, FL 32934-7255

Mortgage

Document Number	0091720359
Date	Jun 29, 2021
Book Page	9172/359
Instrument	2021168077

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 28, 2017
Property Address	1232 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Document Number	0080581034
Book / Page	008058 / 001034
Instrument Date	Dec 20, 2017
Instrument	269631
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 WHITE OAK CIR MELBOURNE FL 329347255, MELBOURNE, FL 32934-7255

Mortgage

Document Number	80581036
Date	Dec 28, 2017
Book Page	008058/001036
Instrument	269632

Lender

Name	MORGAN FIN'L
Type	Funding / Finance Company
Address	ROCKLEDGE, FL 32955

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	May 11, 2017
Property Address	1232 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Document Number	0078872198
Book / Page	007887 / 002198
Instrument Date	May 6, 2017
Instrument	99542
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	TITLE SOURCES INC

Transaction

Amount	Amount Recorded
Tax	$612.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 WHITE OAK CIR MELBOURNE FL 329347255, MELBOURNE, FL 32934-7255

Mortgage

Document Number	78872200
Date	May 11, 2017
Book Page	007887/002200
Instrument	99543

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 10, 2032

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	May 15, 2017
Property Address	1232 WHITE OAK CIR, MELBOURNE, FL 32934-7255
Document Number	0078891980
Book / Page	007889 / 001980
Instrument Date	May 6, 2017
Instrument	101553
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1232 WHITE OAK CIR MELBOURNE FL 329347255, MELBOURNE, FL 32934-7255

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,110 (+2.7%)	$337,170 (-3.46%)
2025	$3,859.00 (+5.67%) Homeowner's exemption	$253,280 (+5.98%)	$349,260 (+1.4%)
2024	$3,652.00 (+2.35%)
2023	$3,568.00 (+6.29%) Homeowner's exemption	$238,990 (+3%)	$344,440 (+9.69%) Land $71,500 Building $272,940
2022	$3,357.00 Homeowner's exemption	$232,030	$314,000 Land $66,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on White Oak Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures