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1229 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1229 White Oak Cir, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,419 sqft · built 2002
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Nov 2025)
Tax Bill$3,955 (2025)
Deeds & MortgagesAug 2022 Construction Loan
Apr 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN27-36-23-05-*-29

Property Details

APN / Parcel Number

Primary APN27-36-23-05-*-29
Alternative APNs
  • 27-36-23-05-00000.0-0029.00
  • 2741981

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,419 sqft Living Area
Gross Area3,327 sqft
1st Floor Area1,280 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area560 sqft
PorchFlorida Room
Porch Area348 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2741981
Street Address1229 WHITE OAK CIR
CityMELBOURNE
StateFL
Zip32934-7289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionMAGNOLIA LAKES PHASE 3 LOT 29
Legal Range36E
Legal Township27S
Legal Section23
Legal SubdivisionMAGNOLIA LAKES PHASE 3
Legal Phase3
Legal Lot Number29
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2002
Census Tract64130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Construction Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Apr 10, 2024Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 18, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 9, 2020Warranty Deed, Transfer · FHA Mortgage
BAY EQUITY LLC
Apr 10, 2018Warranty Deed, Transfer · Conventional Mortgage
OBSIDIAN FINANCIAL SERVICES INC
Apr 3, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleApr 3, 2019 · Amount on Record
Deed Document Number2025231540
Deed Book / Page10482 / 1239
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289

Mortgage

Document Number0095860164
DateAug 15, 2022
Book Page9586/164
Instrument2022200116
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
AddressNEW YORK, NY 10016
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Transaction TypeMortgage
Record UpdatedDec 3, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289

Mortgage

Document Number0100352352
DateApr 10, 2024
Book Page10035/2352
Instrument2024072893
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueOct 1, 2050

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 18, 2025
Property Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Document Number0104821239
Book / Page10482 / 1239
Map ReferenceMB 45 PG 39-40
Instrument DateNov 17, 2025
Instrument2025231540
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4829 WHITNEY WAY, WEST MELBOURNE, FL 32904-9733

Transferred To (Grantee/Buyer)

NameVerified Name
Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289

Mortgage

Document Number0104821241
DateNov 18, 2025
Instrument10482/1241
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 9, 2020
Property Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Document Number0088501049
Book / Page8850 / 1049
Map ReferenceMB 45 PG 39&40
Instrument DateAug 29, 2020
Instrument2020195673
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyPRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1000 VEGA AVE NW, 1000, PORT CHARLOTTE, FL 33948-2071

Transferred To (Grantee/Buyer)

NameVerified Name
Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289

Mortgage

Document Number88501050
DateSep 9, 2020
Instrument8850/1050
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 10, 2018
Property Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Document Number0081342184
Book / Page8134 / 2184
Map ReferenceMB45 PG39&40
Instrument DateApr 5, 2018
Instrument2018078336
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPSC 473 BOX 5344BOX, 5344BOX, FPO, AP 96349-9998

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 E EAU GALLIE BLVD, INDIAN HARBOUR BEACH, FL 32937-4877

Mortgage

Document Number2018078337
DateApr 10, 2018
Instrument2018078337
Lender
NameOBSIDIAN FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateApr 3, 2019
Property Address1229 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Document Number0084042454
Book / Page008404 / 002454
Instrument DateApr 5, 2018
Instrument67792
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$679.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 E EAU GALLIE BLVD INDIAN HARBOUR BEACH FL 329374877, INDIAN HARBOUR BEACH, FL 32937-4877

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,080 (+27.6%)$330,080 (-3.26%)
2025$3,955.00 (+8.15%) Homeowner's exemption$258,690 (+5.99%)$341,200 (+1.27%) Land $70,000 Building $271,200
2023$3,657.00 (+6.25%) Homeowner's exemption$244,080 (+3%)$336,910 (+9.69%) Land $65,000 Building $271,910
2022$3,442.00 Homeowner's exemption$236,980$307,140 Land $60,000 Building $247,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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