1232 S Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 1232 S Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,748 sqft · built 1932
Lot Size	0.63 acres (27,430 sqft)
Owner	Individual Name on Record
Last Sale	$62,500 (Apr 2011)
Tax Bill	$4,662 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1033-037-00000`

Property Details

APN / Parcel Number

Primary APN	`1033-037-00000`
Alternative APN	`14784`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,748 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,484 sqft
Utility Room	Utility Room
Flooring	Carpet

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	27,430 sqft (0.63 acres)
Garage Type	Carport
Garage Area	612 sqft
Carport	Carport
Carport Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	228 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1033-037-00000
Street Address	1232 S HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-5908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TICKNOR BP 1033
Legal Subdivision	TICKNOR BP
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3005
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1232 S HOWETH ST, GAINESVILLE, TX 76240-5908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage MUENSTER STATE BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2011 · Amount on Record
Deed Sale	Apr 13, 2011 · Amount on Record
Prior Sale	Apr 8, 2011
Deed Document Number	201118952
Deed Book / Page	1741 / 450
Prior Transfer Date	Apr 1, 2011
Prior Transfer Doc	001741/453
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1232 S HOWETH ST, GAINESVILLE, TX 76240-5908
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002230/563
Date	Dec 4, 2018
Book Page	2230/563
Instrument	2018-88069

Lender

Name	MUENSTER STATE BANK
Type	Bank
Address	MUENSTER, TX 76252

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1232 S HOWETH ST, GAINESVILLE, TX 76240-5908
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002347/207
Date	Jul 23, 2020
Book Page	2347/207
Instrument	2020-05608

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,662.00 (+64.1%) Homeowner's exemption	$222,855 (+1%)	$234,508 (-) Land $54,019 Building $180,489
2025	$2,841.00 (+7.94%) Homeowner's exemption	$202,595 (+21%) Land $54,019 Building $180,489	$234,508 (+6.31%) Land $54,019 Building $180,489
2024	$2,632.00 (-9.37%)
2023		$167,434 Land $49,098 Building $171,494	$220,592 Land $49,098 Building $171,494
2022	$2,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

Nearby Properties on S Howeth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures