1217 S Howeth St, Gainesville, TX 76240 Property Records

Cooke County property record for 1217 S Howeth St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,078 sqft · built 1952
Lot Size	0.32 acres (13,935 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Mar 2022)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2300-127-00008`

Property Details

APN / Parcel Number

Primary APN	`2300-127-00008`
Alternative APN	`16521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,078 sqft Living Area
Gross Area	1,398 sqft
1st Floor Area	1,078 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,935 sqft (0.32 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	52 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2300-127-00008
Street Address	1217 S HOWETH ST
City	GAINESVILLE
State	TX
Zip	76240-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAINESVILLE ADDN; BLOCK 127; TR 8
Legal Subdivision	GAINESVILLE ADDN
Legal Tract	8
Legal Block	127
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3007
Census Tract	1100

Owner

Source: Cooke County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	702 CHAPARRAL RD, SANGER, TX 76266-6858
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage FIRST UNITED BANK & TRUST CO
Mar 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CONCEPTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	May 10, 2017
Deed Document Number	20222493
Deed Book / Page	2496 / 199
Last Transfer Date	Dec 11, 2025
Transfer Doc	0000009170
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1217 S HOWETH ST, GAINESVILLE, TX 76240-5907
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002495/681
Date	Mar 24, 2022
Book Page	2495/681
Instrument	2022-2558

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	GAINESVILLE, TX 76240

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1217 S HOWETH ST, GAINESVILLE, TX 76240-5907
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002494/635
Date	Mar 16, 2022
Book Page	2494/635
Instrument	2022-2301

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	GAINESVILLE, TX 76240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1217 S HOWETH ST, GAINESVILLE, TX 76240-5907
Transaction Type	Mortgage
Record Updated	Nov 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2219/074
Date	Sep 28, 2018
Book Page	2219/074
Instrument	2018-86502

Lender

Name	CAPITAL CONCEPTS INC
Type	Non-Lending Institution
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (+10.37%)	$117,517 (+1.25%) Land $48,064 Building $69,453	$117,517 (+1.25%) Land $48,064 Building $69,453
2024	$2,227.00 (-2.5%)
2023		$116,066 Land $43,756 Building $72,310	$116,066 Land $43,756 Building $72,310
2022	$2,284.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

Nearby Properties on S Howeth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures