1232 Reflection Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1232 Reflection Ave NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,831 sqft · built 2015
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Dec 2015)
Tax Bill$4,031 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03016F0202.000000

Property Details

APN / Parcel Number

Primary APN03016F0202.000000
Alternative APNs
  • 4671 74 5409
  • 105576

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,831 sqft Living Area
Gross Area3,483 sqft
1st Floor Area2,063 sqft
Upper Floors Area768 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions152 ft deep x 60 ft wide
Garage TypeMixed
Garage Area491 sqft
DrivewayConcrete Driveway
Driveway Area860 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area161 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number105576
Street Address1232 REFLECTION AVE NW
CityCONCORD
StateNC
Zip28027-2867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2-CU
Legal DescriptionLT 202 BROOKVUE
Legal SubdivisionBROOKVUE
Legal Lot Number202
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1025
Census Tract41304

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1232 REFLECTION AVE NW, CONCORD, NC 28027-2867
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2015 · Amount on Record
Deed SaleDec 22, 2015 · Amount on Record
Deed Book / Page11723 / 212
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1232 REFLECTION AVE NW, CONCORD, NC 28027-2867
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14880323
DateFeb 2, 2021
Book Page14880/323
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$550,460 (+66.6%) Land $125,000 Building $425,460
2024$550,460 (+66.6%) Land $125,000 Building $425,460
2023$4,031.00$330,400 Land $67,000 Building $263,400$330,400 Land $67,000 Building $263,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Windstream.

Nearby Properties on Reflection Ave NW

Nearby Streets

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