Cook County property record for 1232 Howard Ave, Berkeley, IL 60163 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1953 |
| Square Footage | 870 sqft Living Area |
| Lot Size | 6,650 sqft (0.153 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2017) |
| Tax Bill | $8,522.00 (2023) |
| Primary APN | 15-07-201-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 870 sqft Living Area |
| 1st Floor | 870 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,650 sqft (0.153 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1232 HOWARD AVE |
|---|---|
| City | BERKELEY |
| State | IL |
| Zip | 60163-1126 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | (VENDLEY) & COS (BERKELEY)(GARDENS) SUB OF LT2 IN SUB OF NE OF SAINT CHARLES RD IN EH OF FRAC1 SEC7 NE SEC 07-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 07 |
| Legal Subdivision | VENDLEY & COS BERKELEY GARDENS |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Minor Civil Division | PROVISO |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 816800 |
Source: Cook County records · APN 15-07-201-025
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1232 HOWARD AVE, BERKELEY, IL 60163-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jan 03, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFIRST BANK |
| Feb 16, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 07, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage OCMBC INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2017 · Amount on Record |
| Deed Sale | Nov 07, 2017 · Amount on Record |
| Prior Sale | Aug 17, 2015 · Amount on Record |
| Deed Doc Number | 201744047 |
| Prior Transfer Date | Sep 14, 2007 |
| Prior Transfer Doc | 0000018090 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1232 HOWARD AVE, BERKELEY, IL 60163-1126 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1232 HOWARD AVE, BERKELEY, IL 60163-1126 |
| Investor | Possibly a Property Investor |
| Document Number | 0000306257 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 2400306257 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Dec 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1232 HOWARD AVE, BERKELEY, IL 60163-1126 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1232 HOWARD AVE, HILLSIDE, IL 60163-1126 |
| Investor | Possibly a Property Investor |
| Document Number | 0004721159 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2204721159 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Nov 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 07, 2017 |
| Property Address | 1232 HOWARD AVE, BERKELEY, IL 60163-1126 |
| Document Number | 1731144047 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 31144047 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 512 49TH AVE BELLWOOD IL 601041732, BELLWOOD, IL 60104-1732 |
| Document Number | 1731144048 |
|---|---|
| Date | Nov 07, 2017 |
| Instrument | 31144048 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Proviso Township |
| Municipality | Berkeley Village |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Proviso Township High School District 209 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,001 (+28.5%) Land $3,658 Building $19,343 | $230,010 (+28.5%) Land $36,580 Building $193,430 | |
| 2023 | $8,522.00 (+8.38%) | ||
| 2022 | $7,863.00 | $17,899 Land $3,158 Building $14,741 | $178,990 Land $31,580 Building $147,410 |
1232 Howard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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