1228 Howard Ave, Berkeley, IL 60163 Property Records

Cook County property record for 1228 Howard Ave, Berkeley, IL 60163 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1953
Square Footage	870 sqft Living Area
Lot Size	6,650 sqft (0.153 acres)
Occupancy	Owner Occupied
Last Sale	$225,000 (2005)
Tax Bill	$7,293.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`15-07-201-024`
Alternative APN	`15-07-201-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	870 sqft Living Area
1st Floor	870 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	6,650 sqft (0.153 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	1228 HOWARD AVE
City	BERKELEY
State	IL
Zip	60163-1126
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	(VENDLEY) & COS (BERKELEY)(GARDENS) SUB OF LT2 IN SUB OF NE OF SAINT CHARLES RD IN EH OF FRAC1 SEC7 NE SEC 07-39-12
Legal Range	12E
Legal Township	39N
Legal Section	07
Legal Subdivision	VENDLEY & COS BERKELEY GARDENS
Legal Block	4
Legal Lot Number	2
Jurisdiction	COOK IL
Minor Civil Division	PROVISO
Census Blockgroup	1
Census Block	1042
Census Tract	816800

Owner

Source: Cook County records · APN 15-07-201-024

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1228 HOWARD AVE, BERKELEY, IL 60163-1126
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2005 · Amount on Record
Deed Sale	Jun 29, 2005 · Amount on Record
Deed Doc Number	200526053
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jul 01, 2026
Property Address	1228 HOWARD AVE, BERKELEY, IL 60163-1126
Document Number	0000028101
Instrument Date	Jun 25, 2026
Instrument	202628101
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	298
Address	1228 HOWARD AVE, BERKELEY, IL 60163-1126

Mortgage

Document Number	0000028101,
Date	Jul 01, 2026
Instrument	202628101

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2036

Interest

Rate Type	Fixed Rate
Rate	9.75%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Proviso Township
Municipality	Berkeley Village
Elementary School District	Berkeley School District 87 (PK - 08)
Secondary School District	Proviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,001 (+29.41%) Land $3,658 Building $19,343	$230,010 (+29.41%) Land $36,580 Building $193,430
2023	$7,293.00 (+15.65%)
2022	$6,306.00 Homeowner's exemption	$17,774 Land $3,158 Building $14,616	$177,740 Land $31,580 Building $146,160

Flood & Wildfire

1228 Howard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.