12318 Big Pool Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12318 Big Pool Rd, Clear Spring, MD 21722 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 6,180 sqft · built 1980
Lot Size	14.4 acres (629,442 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Aug 2020)
Tax Bill	$686 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Dec 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-013921`

Property Details

APN / Parcel Number

Primary APN	`04-013921`
Alternative APN	`013921`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,180 sqft Total Area
Utility Area	2,680 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Roof Material	Metal
Lot Area	629,442 sqft (14.4 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Patio Area	420 sqft
Shed	1 Shed
Shed Area	1,800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	013921
Street Address	12318 BIG POOL RD
City	CLEAR SPRING
State	MD
Zip	21722-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 14.45 AC REM 12318 BIG POOL ROAD
Legal Subdivision	MICHAEL DEVELOPMENT
Legal Lot Number	5
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	4
Census Block	4026
Census Tract	10600

Owner

Source: Washington County records · APN 04-013921

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12318 BIG POOL RD, CLEAR SPRING, MD 21722-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 12, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 02, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CNB BANK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Aug 31, 2005 · Amount on Record
Deed Book / Page	6329 / 438
Prior Transfer Date	Apr 26, 2017
Prior Transfer Doc	0054940414
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12318 BIG POOL RD, CLEAR SPRING, MD 21722-1808
Transaction Type	Mortgage
Record Updated	Oct 06, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12318 BIG POOL RD, CLEAR SPRING, MD 21722-1808

Mortgage

Document Number	0077640154
Date	Sep 19, 2025
Book Page	7764/154

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2040

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12318 BIG POOL RD, CLEAR SPRING, MD 21722-1808
Transaction Type	Mortgage
Record Updated	Jan 06, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071680229
Date	Dec 27, 2022
Book Page	7168/229

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 01, 2032

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 12, 2020
Property Address	12318 BIG POOL RD, CLEAR SPRING, MD 21722-1808
Document Number	0063290438
Book / Page	6329 / 438
Map Reference	PL 3559
Instrument Date	Aug 10, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12318 BIG POOL RD, CLEAR SPRING, MD 21722-1808

Mortgage

Document Number	0006329445
Date	Aug 12, 2020
Instrument	6329/445

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	May 02, 2017
Property Address	12318 BIG POOL RD, CLEAR SPRING, MD 21722-1808
Document Number	0054940414
Book / Page	5494 / 0414
Map Reference	FL3559
Instrument Date	Apr 26, 2017
Instrument	5494-0414
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	OLDE TOWNE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12318 GIB POOL ROAD, CLEAR SPRING, MD 21722

Mortgage

Document Number	54940418
Date	May 02, 2017
Instrument	5494-0418

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2032

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$789,400 (+17.38%) Land $162,200 Building $627,200	$789,400 (-) Land $162,200 Building $627,200
2025	$686.00 (+4%) Homeowner's exemption	$672,533 (+53.27%)	$789,400 (+79.9%) Land $162,200 Building $627,200
2023	$490.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$438,800 Land $162,200 Building $276,600	$438,800 Land $162,200 Building $276,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430106004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1985–2014)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2014, river or lake flooding

Wildfire

Wildfire Risk	Low above 35% of the US · above 73% of Maryland
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Cable	1,300 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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