12305 Big Pool Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12305 Big Pool Rd, Clear Spring, MD 21722 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1992
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Nov 2004)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-014111`

Property Details

APN / Parcel Number

Primary APN	`04-014111`
Alternative APN	`014111`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Total Area
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	014111
Street Address	12305 BIG POOL RD
City	CLEAR SPRING
State	MD
Zip	21722-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 1.70 ACRES 12305 BIG POOL RD
Legal Subdivision	MICHAEL DEVELOPMENT CORPORATION
Legal Lot Number	11
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	4
Census Block	4037
Census Tract	10600

Owner

Source: Washington County records · APN 04-014111

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12305 BIG POOL RD, CLEAR SPRING, MD 21722-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Nov 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
May 02, 2019	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR
Mar 02, 2019	Loan Modification, Mortgage · Conventional Mortgage M&T BK
Oct 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 26, 2017	Loan Modification, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 04, 2004 · Amount on Record
Deed Sale	Nov 04, 2004 · Amount on Record
Prior Sale	Oct 04, 1999 · Amount on Record
Deed Document Number	2004201917
Deed Book / Page	2484 / 626
Last Transfer Date	Oct 09, 2018
Transfer Doc	0058510020
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12305 BIG POOL RD, CLEAR SPRING, MD 21722-1809
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073390261
Date	Oct 18, 2023
Book Page	7339/261

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12305 BIG POOL RD, CLEAR SPRING, MD 21722-1809
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068170380
Date	Nov 02, 2021
Book Page	6817/380

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON MD
Property Address	12305 BIG POOL RD, CLEAR SPRING, MD 21722-1809
Document Number	0059750395
Instrument Date	May 02, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8216 DAM NUMBER 4 RD WILLIAMSPORT MD 217952023, WILLIAMSPORT, MD 21795-2023

Mortgage

Document Number	0059750395
Date	May 15, 2019
Book Page	005975/000395

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON MD
Property Address	12305 BIG POOL RD, CLEAR SPRING, MD 21722-1809
Document Number	0059660454
Instrument Date	Mar 02, 2019
Transaction Type	Mortgage
Record Updated	May 09, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12305 BIG POOL RD CLEAR SPRING MD 217221809, CLEAR SPRING, MD 21722-1809

Mortgage

Document Number	0059660454
Date	May 01, 2019
Book Page	005966/000454

Lender

Name	M&T BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 30, 2059

Interest

Rate Type	Fixed Rate
Rate	4.12%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 10, 2018
Property Address	12305 BIG POOL RD, CLEAR SPRING, MD 21722-1809
Document Number	0058510020
Book / Page	005851 / 000020
Instrument Date	Oct 09, 2018
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12305 BIG POOL RD CLEAR SPRING MD 217221809, CLEAR SPRING, MD 21722-1809

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON MD
Property Address	12305 BIG POOL RD, CLEAR SPRING, MD 21722-1809
Document Number	0056130294
Book / Page	005613 / 000294
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 22, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12305 BIG POOL RD CLEAR SPRING MD 217221809, CLEAR SPRING, MD 21722-1809

Mortgage

Document Number	0056130294
Date	Oct 17, 2017
Book Page	005613/000294

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 16, 2057

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,000 (+12.31%) Land $82,000 Building $295,000	$377,000 (-) Land $82,000 Building $295,000
2025	$3,535.00 (+13.78%)	$335,667 (+32.67%)	$377,000 (+49.01%) Land $82,000 Building $295,000
2024	$3,107.00 (+18.09%)
2023	$2,631.00	$253,000 Land $82,000 Building $171,000	$253,000 Land $82,000 Building $171,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430106004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1985–2014)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2014, river or lake flooding

Wildfire

Wildfire Risk	Low above 34% of the US · above 70% of Maryland
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Cable	1,300 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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